• Create a credit risk management environment of an acceptable quality, in terms of established credit guidelines.
• Assist in developing sound, acceptable credit policies and Analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
• Interact with customers to obtain additional credit information to support credit lines
• Reconcile transactions and balances to maintain accurate accounts.
• Initiate credits and adjustments to customer accounts within company policy limits.
• Check for credit viability on requests for extended terms, and evaluate various adjustments or exception documents.
• Submit requests to senior management and supporting documentation for accounts requiring credit lines.
• Research and make decisions on finance charges.
• Maintain bad debt and bad debt recovery records.
• Monitor receivables and collections and provide updates of receivables and provide appropriate reporting procedures.
• Identify problem accounts and provide regular updates of receivables to management.
• Negotiate payment programs with delinquent customers.
• Identify accounts requiring collection agency or legal action and coordinate collections with third party contractors.
• Monitor violations of credit policies, provide analysis, conclusion and recommendations, present findings to senior management and suggest actions/penalties to be taken when appropriate.
• Develop processes and procedures for evaluating customer financials and setting and changing credit lines/limits, as well as credit holds; implement liens as necessary to major delinquent account as approved.
• Generates legal documents used in the credit function.

• To manage legal documentation regarding mortgage process.
• To make memos such as credit proposals and financial spreads for customers.
• To co-ordinate with different departments of Bank Such As External Agency Management and Credit Initiation Unit.
• To create effective relationship for better business initiations.
• To maintain daily call reports for the review of Relationship Manager.
• To deeply review and analyze the documents and data before login the cases.
• To resolve discrepancies under SME Relationship criteria.

• Formulate school development strategies with the aim to attain the school vision and education goals and to enhance learning effectiveness.
• Draw up policies and priorities for development projects.
• Plan and manage school resources.
• Staff performance management and professional development.
• Establishing effective communication channels and handling complaints.
• Ensuring curriculum design is in line with government education Policies.
• Ensuring provision of a coherent, flexible, broad and balanced curriculum that is in line with the aims of education in Pakistan.
• Reviewing school plans and budgets to see if they are in line with the overall education goals and school policies, and making appropriate adjustment when necessary.
• Promoting education for the students of the school and leading the school to strive for excellence and continuous improvement.
• Check and balance all account activates in school.
• Reviewing school financial report and analyzing the hold month/ yearly entries like auditor. And finalize the reports and review regarding reports.