Managed significant challenges associated with the emerging business by controlling a portfolio of PKR. 1 billion Plus with an ardent business ownership approach for decreasing the receivables as per the targets assigned.

Ensured sufficient collection of revenue to keep seamless cash flows for the company, provided detailed reviews of customer credit limit/payment terms and credit history of customers.
Controlled credit risk and compliance with credit policies and procedures, while monitoring the credit limits and payment terms on regular basis to control financial risk, also negotiated with clients in non-payment cases.
Generated weekly, monthly, quarterly, annual, and ad-hoc forecasting reports, ensured bookkeeping of receivable vouchers, as well as high-quality invoicing and collection procedures that comply with the law.
Strategist in charge of Accounts Receivable team, audit compliance, reconciling accounts for accurate receivable.
Actively liaised with Supply chain, logistics, and sales for smooth internal operations and timely recovery.

Managed portfolio of AED. 22 million. With the approach of decreasing the receivables as per the targets assigned.
Monitored credit limits and payment terms to control financial risk, processing of invoices, tasked to negotiate with clients in non-payment cases, as well as produced detailed periodic and ad-hoc forecasting reports.
Reviewed customer credit limit/payment terms and credit history of customers, effectively managed credit risk and compliance with credit policies and procedures also organized records of invoices, bills, and deposits.
Organized records of invoices, bills, and deposits, and ensured high-quality invoicing and collection procedures that comply with the law. Ensure all team members follow the accounting principles.
Delivered sterling support to the Accounts Receivable team on a daily basis and train new team members. 

Facilitated Area Manager in of employee’s performance and implementation of staff development plans.
Attended departmental and area meetings to share business ideas and project status information as well as national and regional educational workshops for professional development.
Rendered a keen eye for details to generate business reports on a weekly, quarterly and annual basis for the Area Manager; organized weekly staff meetings to discuss business updates and issues.
Assisted in recruiting and training staff as well as understanding employee concerns and resolving them effectively.
Facilitated the Area Manager in planning annual revenue and profitability targets for the Area and ensuring alignment with overall Group strategy and annual target; monitored and reconciled GL and suspense accounts.
Supported Area Manager in leading the branch managers to perform well, control branch uncertain expenses, and implement strategies to avoid uncertainties and minimize risks and handling branch inward and outward clearing.
Built synergies between back-end HR functions/ departments and business/line management in designated Areas / Divisions / Groups, also delivered support in the administration of branch utilities and accounts reconciliation.
Stayed abreast with SBPs (State Bank of Pakistan directives/prudential regulations, Government's directives/trade policy, etc., accordingly conducted all the activities related to account opening Balance cash held at EOD.
Closely coordinated with Group Office and HO Units to ensure timely commencement of upcoming branches without any operational lapses, managed and controlled daily cash flow and front office activities.
Effectively monitor and improve Quality Assurance of Area branches and ensure they meet the minimum required standards. Educated and encouraged customers to avail of alternate service delivery channels of the Bank.
Performed all cash counter banking transactions to meet high service standards such as cash deposits, cash withdrawals, issuance of BCs, DDs, etc. Promote services and products of the bank to help achieve business goals.
Replenished and reconciled ATMs, and carried out administrative tasks such as branch security, contingency plan, and fire drills. Cross-checked other teller transactions against reports/source documents to ensure accuracy.
Updated and maintained the Key Registers as per the policies and procedures, also ensured all mandatory reports are signed and acknowledged, and appropriately filed.
Adhered to policies and procedures to ensure compliance with the same at all times. This includes compliance with AML and counterfeit note policies/procedures. Co-custodian of vault, cash safe, ATM, and other security items.