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خلاصہ
Masters in business administration (Finance), ACCA (Partially Completed, Freeze)
Over Five year’s experience of working in Bank and over 10 years in telecom infrastructure and restaurants business. Proven abilities to work including Key credit risk analysis, preparation and presentation of different MISs, Risk systems Development & implementation, Enterprise Risk Management Dashboards, manufacturing, construction and project Management.
Capabilities: Data Management, ERM dash-boards. Probability of default (PD) modeling, Advanced Approaches in Risk Management, Portfolio Risk Rating estimation and analysis. Leverage Ratio Capital Adequacy Ratio, Expected Credit Losses measurement, IFRS 9 implementation. Quick understanding how systems are used in order to provide efficient support.
تجربہ
Senior Manager Risk System
· Calculation of PDs for corporate/commercial and SME portfolio for ECL calculation under BASEL IFRS 9
· Preparing and managing “Enterprises Risk Management” (Overseas Operation and Domestic Operations)
· Assisting for preparing of regulatory reporting to SBP CAR, Leverage Ratio, (BASEL II and III)
· Business requirement gathering, analysis and documentation for change requests in ICRR system.
· Database, system and user management and support for Web-based Internal Credit Risk Rating System, domestic and Overseas Operations. Data extraction and provision to stake holders.
· Preparation of complete annual financial budget, tracking monthly financial performance, calculating and analyzing budget variances
· Administration and Managing ICRRS Credit Risk Analysis of complete Portfolio as per regulations.
· Preparation of RMPRC & MCRC meeting presentations of Portfolio Risk management comprises with (Exposure at default, Expected Losses, Probability of defaults, Facility risk rating, as per BASEL)
· Providing quarterly write-off summaries, Exception of linkage and current Ratios, submission of credit proposals to BoD meetings. Summarizing Quarterly MCRC and Investment Committee meeting for minutes.
· Data anomalies identification and cleansing in ICRR database
· Credit Risk Analysis of complete Portfolio as per regulations.
· Preparation of RMPRC & MCRC meeting presentations of Portfolio Risk management comprises with (Exposure at default, Expected Losses, Probability of defaults, Facility risk rating, as per BASEL)
· Providing quarterly write-off summaries, Exception of linkage and current Ratios, approval submission of credit proposals to BoD meetings.
