خلاصہ

I am an accomplished and resourceful Finance Manager with demonstrated achievements and extensive experience in the designing, development, implementation and management of comprehensive core accounting, budgeting, financials, reporting, and regulatory compliance systems for high growth organizations.


Successful in linking accounting and finance with general operations to provide hands-on financial leadership for strategic planning, business development and commercialization. Proven track record of developing customized financial strategies and solutions to meet the needs of clients and ability to diagnose and report issues to return organizations to economic stability. Proven track record of forecasting, budget planning, implementations and reporting deadlines. Perfect review of adequacy and effectiveness of the organization’s system of internal control.


Possess acute knowledge of Management Accounting, includes, management reporting on business and financial elements, budgeting & its monitoring to improve the areas with adverse variances. Capable of coordinating with Senior management, Board of Directors (BOD) and external agencies including the regulators and external auditors. Proficient in designing & implementing strategic business plans, strategies and action plans to lead the success of organizations.  Excellent experiences in developing the internal controls framework including business manuals, policies and procedures.


My key skills include Finance Analysis | Financial Reporting | Risk Assessment/Mitigation | Policies & Procedures Compliance | Strategic Planning & Analysis | Financial Portfolio Forecasting | Continues Process Improvement | International Financial Standards | Budgeting & Cost Reduction | Client/Vendor Negotiation | Accounting Life-Cycle | Cash Flow Management | Audit Quality Assurance | Team Leadership || IT Skills: Quick book | Microsoft Excel (Advance)


My professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such I would welcome a discussion regarding opportunities with your organization that fit my background.

تجربہ

کمپنی کا لوگو
Manager Business Management
Meethaq, Islamic Window of Bank Muscat
اکتوبر ۲۰۱۵ - موجودہ | Muscat, Oman

Spearhead organisational, departmental, and branch level budgets & projection process, present periodical variances with reference of  budgets and highlighting areas for corrective action covering Profit & Loss account and Balance Sheet elements relating to organization as whole and the departments & branches as well.
Key Achievements:
·         Leveraged a keen insight to prepare and review operating cost and Fee Income on periodical basis covering areas of improvement inculding leackages and the plans to fix the gap.
·         Managed and performed the pre-audit/review of expense related invoices prior to payments to ensure compliance of Bank’s policies & procedures and applicable accounting & auditing standards.
·         Ensured business partnering with senior stakeholders for preparing, implementing and monitoring  the organisational and departmental financial and strategic planning & related strategies for a medium to long term periods. 
·         Formed bank’s strategic committees for performance review, and optimized performance of shared services departments.
·         Generated department wise, Branchwise and product wise profitability reports, break-even analysis and pricing; designed analytical reports to drive customer acquisition, retention and engagement and discover new opportunities for business.
·         Developed and delivered periodical sales performance reports to senior management and sales units to enable the teams to plan and track sales plans, identify & assist in areas of improvement and provide leadership on related initiatives.
·         Performed dBusiness partnering with senior stakeholders to provide guidance and coaching on financial queries and inquiries relating to performance and the improvements of their particular areas.
·         Facilitated General Manager Islamic Banking in areas of special projects, regulatory compliance, internal, external audit & Central Bank’s annual inspection requirements and other finance obligations as required.
·         An integral memeber of steering committees of the Bank actively supporting General Manager Islamic Banking in bank wide strategic projects including VAT & IFRS 9 Implementation in the Bank.

کمپنی کا لوگو
Senior Manager – Consulting (inclding Internal Audit) & Financial Advisory
Deloitte Pakistan
اکتوبر ۲۰۱۴ - ستمبر ۲۰۱۵ | Karachi, Pakistan

As Senior Manager– Consulting& FAS, led multiple teams forproviding valuable consulting services in areas of efficiency reviews, enterprise risk management (ERM), internal controls framework, business & operational plans and corporate restructuring.
Key Achievements:
·         Defined project workflows, manage resources, prioritize tasks in order to deliver quality and timely results. Facilitated executive level client strategy meetings to assess operations and identify business process improvement opportunities.
·         Executed and delivered key project, ensured all milestones metrics achievement; also led and participated process improvement projects includes training and communications, aimed at streamlining internal operations.  
·         Conducted as-is assessments, to-be ideals, and develop associated recommendations based on gap analysis using industry best practices and regulatory requirements. Articulated the firm’s value proposition in a variety of materials aimed at building intellectual property and increasing market share.
·         Built and maintained key client and Deloitte relationships, up to the Executive Directors and  Partners, and provided regular oral and written updates on the status of ongoing projects and Key Performance Indicators and guided on next steps.
·         Developed functional requirements for dashboards and client deliverables and executed projects; analyzed and monitored programs and resources to identify problems and risks, trends, and deficiencies and recommended corrective actions.

کمپنی کا لوگو
Head of Internal Audit
House Building Finance Company Limited
مارچ ۲۰۱۱ - اکتوبر ۲۰۱۴ | Karachi, Pakistan

Joined the company as Chief Manager - Team Leader and due to strong industry experience promoted to Head of Internal Audit; led the team of professionals, performing the internal audit including consulting services to intra organization stakeholders.
Major areas of services include review of the following;
·         Departmental charter/TORs and organogram
·         Internal controls framework i.e. policies and procedural manuals
·         Integrated strategic plans
·         Departmental key result areas, key performance areas and key performance indicators
·         Tactical integration of business models
·         Management information system
Key Achievements:
·         Prepared annual plan and executed the plan effectively and efficiently; monitored the progress of departmental plans to ensure that it was being followed appropriately and providing guidance on re-planning.
·         Reviewed and issued reports for the consumption of auditee and Board Audit Committee containing guidance on key issues being faced, their risks/impacts and the recommendations to resolve the issues.
·         Built collaborative rapport with external auditors, the Ministry of Finance and the State Bank of Pakistan on compliance reviews performed by their audit teams on periodical basis.
·         Performed duties as a strategic and technical overlay for managing training needs assessment (TNA) of each team member and prepared departmental training plans/programs and elivered training sessions.

کمپنی کا لوگو
Senior Consultant
Deloitte Pakistan
جنوری ۲۰۰۸ - اپریل ۲۰۱۱ | Karachi, Pakistan

Supervised consultancy assignments with objectives of providing valuable consulting services in the areas of efficiency reviews, enterprise risk management (ERM), internal controls framework and operational plans.
Key Achievements:
·         Designed and developed annual plans and programs, based on Deloitte’s proven consultancy methodologies, also supervised and led the multiple teams and guided them in conducting on-site assignments at client’s locations
·         Drafted the Reports and provided guidance to the clients’ management in resolution of issues highlighted in the reports.
·         Researched numerous verticals to perform analytical reviews of information pertaining operational activities of the departments and developed a database for strategic decision making.
Developing technically sound winning proposals/bids. This includes the followings:
·         Developed cost effective approach and methodology for delivering the quality services, estimated cost and time used.

تعلیم

University of Karachi
سرٹیفیکیشن, CGMA‎
Finance
مکمل
2012
Institute for Internal Controls(CICA), USA
سرٹیفیکیشن, Certified Internal Controls Auditor (CICA)‎
Audit
مکمل
2012
Chartered Institute of Management Accountants (CIMA)
سرٹیفیکیشن, Associate Cost Management Accountant (ACMA)‎
Finance
مکمل
2009
ACCA Pakistan
سرٹیفیکیشن, FCCA‎
Finance
مکمل
2004
ACCA Pakistan
, ACCA, CIMA, CGMA, CICA‎
Financial Accounting
فی صد 58%
2004

پیشہ ورانہ مہارتیں

متوسط Audit Assignment Handling
متوسط CIMA
ماہر Funds Managment
ماہر Internal Audit Command
ماہر Internal Controls
ماہر Prepaid Ledger
ماہر Social Welfare Management
ماہر مهارات إدارة الأموال
ماہر الكتابة الطبية

Muhammad آپکے جاننے والے

waqar aslam
Zarai Taraqiati Bank Ltd