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خلاصہ
I am a highly motivated and results-oriented Banking Operations Expert who brings along over 16 years of experience in highly visible management, staff development, achievements in banking operations. I have experience in Oversee branch operations in terms of policies & procedure compliance, internal audits, growth, and revenue while ensuring exceptional quality service. Additional strengths in human resources, banking compliance policies, and employee performance metrics. I have completed Master of Business Administration in Finance from Bahria University and Bachelors of Business Administration in Finance from Bahria University.
My key skills include risk assessment/mitigation, policies & procedures compliance, strategic planning & analysis, financial portfolio forecasting, continues process improvement, overseas performance assessment, budgeting & cost reduction, client/vendor negotiation, SBP & internal audit compliance, audit quality assurance and team leadership
Currently I am engaged with MCB Bank Ltd as Manager Budgeting and Financial Controls. Before this, I was working in The First Micro-Finance Bank Ltd (AVP), Karachi, as Branch Operations Manager, where I am responsible for monitoring and assessing branch performance to identify and rectify irregularities and ensured compliance with SBP & Internal Audit compliance. Delivered sterling support and training to the staff regarding operational/regulatory issues.
Attached is my resume which showcases my progressive experience and successful track record for leading successful initiatives. My professional background and great banking industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such, I would welcome a discussion regarding opportunities with your organization that fit my background.
پراجیکٹس
تجربہ
Manager International Compliance
Being Manager Internation Compliance, I am responsible for compliance related issues of the given country. Following are the tasks to perform
1- SOP/ Manuals finalization
2- Quarterly Review Report Finalization
3- Compliance Projects related with IT
4- Monitoring Branch response on Audit issues
5- Monitoring Branch response on regulatory issues
Manager Budgeting and Financial Controls
Preparing Budget
Monitoring Performance
Arranging Financial Approvals
Closure of Audit observations
Performing Internal Control Activities
Getting policies and manuals approve
Timely submission of regulatory Reportings
Branch Operations Manager
Looking after all the operational matters of the branch including Account Opening, loan disbursing, funds transfering, HO Reportings, Audit and compliance matters.
Area Operations Manager
Initiated and executed adequate systems and internal controls to monitor Operational Activities in 11 locations. Delivered sterling support and training to the staff regarding operational/regulatory issues.
Monitored and assessed Branch performance to identify and rectify irregularities and ensured compliance with SBP & Internal Audit compliance. Directed all functions and activities associated with human resource of 11 branches. Positioned to manage Treasury fund as Backup.
Key Accomplishments:
• Exercised hands-on approach and effective controls to manage a portfolio of Liability base amounting R.s. 9B.
• Delivered sterling support to asset team managing portfolio of R.s. 6B as fluid and seamless as possible.
• Applied in-depth level of expertise to design and devise Master trainer of Banking solution as well as Oracle Flexcube.
Manager Overseas Operations
Demonstrated keen attention to details to evaluate Overseas Performance as well as to maintain MIS of Overseas Performance.
Worked on own initiative and to apply critical thinking skills in decision making and to solve complex problems. Entrusted with overall responsibility to rectify Internal Audit / Compliance observations by implementing best practices.
Key Accomplishments:
• Formulated budgets, generated and reviewed salaries as well as other expense reports for Overseas Staff of Dubai Office.
• Strategically positioned as main point of contact to facilitate correspondence with Head Office / SBP and Overseas Offices.
Senior Regional Compliance Officer
Extensively coordinated with the SBP Audit Inspection Team, produced exception Report MIS. Compiled irregularities for rectification, prepared Branches for SBP Audit Inspections, as well as validated SBP and Internal Audit compliances.
Key Accomplishments:
• Identified and mitigated Irregularities as well as followed up with the Branches for Rectification.
• Oversaw southern region of Karachi branches includes Main Branch, PIDC, and Shaheen Complex etc.
• Achieved and surpassed satisfactory rating of all branches jurisdiction and augmented SBP audit rating.
Senior Internal Control Officer
Formulated and generated MIS reports, Monthly progress reports. Scheduled and conducted Branch Visits for ICD Teams. Built Synergy with audit teams also managed Team Members for Branch Review.
Key Accomplishments
• Identified and resolved irregularities to streamline Branch Operations as well as SBP and MCB Bank Ltd policies adherence.
• Expertly performed duties as a strategic overlay to prepare and present report to the regional head of internal control division.
• Swiftly responded and replied to all queries regarding findings in the Branch to the Branch Manager and concern staff.
• Displayed professionalism, integrity, and attention to review Visit of 150+ branches from Karachi Sindh to Bhurewala Punjab.
