Currently working with MetLife - AIG ANB insurance company Riyadh, Saudi Arabia as consumer insurance underwriter, dealing in Travel insurance, Home insurance, Extended Warranty and Motor. Previously had more than 7 years of working experience in EFU General Insurance, the part of EFU Group, the largest insurance group in Pakistan. Worked in the capacity of Motor underwriter at Head Office level dealing with division and branch’s business. Completed professional qualification of ACII from Chartered Insurance Institute London (CII)
• • Responsible for underwriting of all consumer classes mainly motor fleet and retail.
• Motor underwriting for all regional offices of the company around KSA.
• Coordination with branch underwriters across KSA to ensure prescribed practices and procedure are in place in line with the regulators guideline.
• Risk identification and provision of terms and conditions commensurate with the business accepted.
• Develops products, pricing, underwriting and risk segmentation strategies for multiple distribution channels.
• Review and update Consumer Insurance Underwriting procedures ensuring prescribed
• Practices are followed with efficient administration of portfolios.
• Responsible for facing quarterly internal audit in respect of whole consumer class.
• Coordinates pricing and portfolio management activities for all distribution channels.
• Works with the company’s system and operations manager to develop business requirements
for systems to support the business within the PREMIA environment.
• Responsible for coordination with appointed and company actuary in developing the Motor Actuarial Pricing Report of the company both for comprehensive and TPL.
• Responsible for underwriting and policy issuance of AIG travel insurance product including retail travel and group travel.
• Responsible for Underwriting and policy issuance of AIG Home insurance products including retail motor and group home insurance
• Coordination with the operations support staff for the policy issuance for motor (fleet & individual)and travel insurance.
• Responsible for all the operations / coordination of the company with regional office for MasterCard Portfolio Saudi Arabia.
• Working on all aspects of motor business analysis and responsible for preparation of quotations for new & renewal business by analyzing risks of portfolio to be covered.
• Leading the team for overlooking all operations of Divisions / branches. This involves managing the entire portfolio of division branches, providing quotes and assisting in renewal covers for corporate accounts.
• Provide assistance and support in dealing with division’s property business. Assessing / studying proposals, providing quotations and coordination with branches.
• Studying insurance proposal and gathering and assessing the background information of the client in order to price effectively the corporate accounts.
• Demonstrate the ability/knowledge of policy wordings and underwriting decisions on case to case basis.
• Working on motor facultative re-insurance (inward acceptance).
• Working as department coordinator for ISO 9001: 2008working. File management and maintain quality management system.
• Internal audit of other departments for ISO 9001:2008 documentation.
• Conducting training sessions and basic insurance presentations to all over Pakistan employees.
• Designing policies / clauses and other documents of motor insurance for execution of Window Takaful Operations for the company.
• Working on all aspects of motor business analysis and responsible for preparation of quotations for new & renewal business by analyzing risks of portfolio to be covered.
• Leading the team for overlooking all operations of Divisions / branches. This involves managing the entire portfolio of division branches, providing quotes and assisting in renewal covers for corporate accounts.
• Provide assistance and support in dealing with division’s property business. Assessing / studying proposals, providing quotations and coordination with branches.
• Studying insurance proposal and gathering and assessing the background information of the client in order to price effectively the corporate accounts.
• Demonstrate the ability/knowledge of policy wordings and underwriting decisions on case to case basis.
• Working on motor facultative re-insurance (inward acceptance).
• Working as department coordinator for ISO 9001: 2008working. File management and maintain quality management system.
• Internal audit of other departments for ISO 9001:2008 documentation.
• Conducting training sessions and basic insurance presentations to all over Pakistan employees.
• Designing policies / clauses and other documents of motor insurance for execution of Window Takaful Operations for the company.