خلاصہ

I hold a Master's in Commerce (M.Com) and have accumulated over 4 years and 8 months of hands-on experience in a Non-Banking Microfinance Institute, 20 months of experience in a Microfinance Bank, and 16 months of experience in medical marketing.

تجربہ

کمپنی کا لوگو
Sales Promotion Officer
Selmore Agencies PVT Limited
مئی ۲۰۲۴ - موجودہ | Bhakkar, Pakistan


Role and Responsibilities
Monitor market conditions, product innovations, and competitor's products, prices & sales.
Recommend products to customers, based on customer's needs & interests.
Contact regular & prospective customers to demonstrate products, explain product features & solicit order.
Prepare sales contracts & order forms.
Plan, assemble & stock product displays in retail stores, or make recommendations to retailers
regarding product displays, promotional programs & advertising.Obtain credit information about prospective customers.

کمپنی کا لوگو
Relationship Officer-Assets Sales
Mobilink Microfinance Bank Limited
اکتوبر ۲۰۲۳ - اپریل ۲۰۲۴ | Bhakkar, Pakistan


Role and ResponsibilitiesTake the leadership role at the Branch and Formulate Business Development Strategies to ensure long-term success and achievement of goals and objectives.Ensure the credit targets are achieved as set by the Management while maintaining healthy ratios of recovery and NPL.Analyze current and past financial data, such as Disbursement, Recovery reports and provide strategies to overcome the overdue clients.
Ensure adherence to KYC and Anti Money Laundering guidelines.
Monitor and Reconcile petty cash expenses within the assigned limits as defined by the
Management.Ensure that the branchs overall appearance is maintained, assets are kept in good condition, have sufficient stock of stationery and proper security measures are maintained.Actively handle customer complaints and ensure every query of the customer is addressed appropriately.Ensure the required Business Reports, Financial reporting, Staff training and grow branch revenue.Managing and supervising employees, assisting customers, and providing excellent customer service to develop a healthy branch portfolio.Verified the data in online MIS, FIS, Fusion (Oracle) and T24

کمپنی کا لوگو
Sales Promotion Officer
Vetz Pharmaceutical PVT Limited
اکتوبر ۲۰۲۱ - اکتوبر ۲۰۲۳ | Bhakkar, Pakistan


Role and Responsibilities
Monitor market conditions, product innovations, and competitor's products, prices & sales.
Recommend products to customers, based on customer's needs & interests.
Contact regular & prospective customers to demonstrate products, explain product features  & solicit order.
Prepare sales contracts & order forms.
Plan, assemble & stock product displays in retail stores, or make recommendations to retailers
regarding product displays, promotional programs & advertising.
Obtain credit information about prospective customers.

کمپنی کا لوگو
Branch Manager
Pak oman microfinance bank limited
اگست ۲۰۲۰ - ستمبر ۲۰۲۱ | Malakwal, Pakistan


Role and Responsibilities
Answer customers' questions about products, prices, availability, product uses, and credit terms.
Recommend products to customers, based on customers' needs and interests.
Monitor market conditions, product innovations, and competitors' products, prices, and sales.
Contact regular and prospective customers to demonstrate products, explain product features, and solicit orders.
Perform administrative duties, such as preparing sales budgets and reports, keeping sales records, and filing expense account reports.
Estimate or quote prices, credit or contract terms, warranties, and delivery dates.
Provide customers with product samples and catalogs.
Plan, assemble, and stock product displays in retail stores, or make recommendations to retailers regarding product displays, promotional programs, and advertising.
Negotiate details of contracts and payments.
Negotiate with retail merchants to improve product exposure, such as shelf positioning and advertising.
Arrange and direct delivery and installation of products and equipment.
Check stock levels and reorder merchandise as necessary.
Prepare drawings, estimates, and bids that meet specific customer needs.
Forward orders to manufacturers.
Obtain credit information about prospective customers.
Buy products from manufacturers or brokerage firms and distribute them to wholesale and retail clients.

کمپنی کا لوگو
Assistant Branch Manager (ABM)
National Rural Support Programme (NRSP)
نومبر ۲۰۱۵ - جولائی ۲۰۲۰ | Sargodha, Pakistan


 Role and Responsibilities:

Ensure that the credit targets are achieved as set by the Management.
Assign monthly and annual targets to the team and monitor the actual performance.
Maintain the PAR below 1% of branch outstanding portfolio.
Ensure 99% recovery of branch loans.
Reconcile the petty cash.
Verified the data in online MIS & FIS.
Analyze current and past financial data, such as Disbursement and Recovery reports, and provide strategies to overcome the overdue clients.
Promoting and marketing the branch and its products.
Meeting with customers and resolving any problems or complaints.
Financial reporting, Staff training, and grow branch revenue.
Managing and supervising employees, assisting customers, and providing excellent customer service.
Responsible to monitor potential risks for the NRSP and advise how to mitigate these risks.
Report and advice senior management of deficiencies in implementation of Risk Management policies.
Responsible for overall business planning of the branch ensuring the profitability of the branch.

تعلیم

University of Sargodha
بیچلرز, ماسٹرز ان کامرس, M.Com‎
Accounting & Finance
CGPA 3.0/4
2015
University of the Punjab
ماسٹرز, , B.Com‎
فی صد 53%
2012
Pakistan Board of Technical Education Lahore
انٹرمیڈیٹ / اے لیول, , D. Com‎
فی صد 62%
2009
B. I. S. E sargodha
نان میٹرک, Matric in Arts‎
مکمل
2007

پیشہ ورانہ مہارتیں

متوسط Accounts Administration
ماہر Branch Administration Skills
ماہر Branch Operations
متوسط Business Development Strategies
ماہر Cash Flow Management
متوسط Cash Handeling Skills
ماہر Corporate Finance
متوسط Cross Cultural Communication Skills
ماہر Customer Service Management
ماہر Disbursement & Recovery
ماہر End to End Sales
ماہر Interpersonal Skills
ابتدائی Lead Genaration
متوسط MS Office
ماہر Persuasion Customer
ماہر Presentation Skills
متوسط Teller Services
ماہر Working Capital Management

زبانیں

متوسط انگریزی
ماہر اردو