o Key Duties & Responsibilities Account OpeningTo process account opening, dormant activation/deactivation as per SOP/ CAO policy To handle branch and customer queries regarding account opening policy & procedures.Cheques BooksTo process customers request for cheque books,Maintain stock of undelivered cheque books and destruction,Maintain record of stop payment marking/unmarking,Clearing (Normal, Intercity, Same Day, Local USD)Scrutinize, stamp/sign cheques received at the counter, post to the relevant account.Prepare vouchers for recovery of relevant charges for outward/inward clearing as per schedule of charges.Handle customer/others bank/branches queries regarding clearing cheques.LCY RemittanceHandle FCY inward & outward remittance, Transfer of funds, issuance/cancellation of (payment Order, Demand Drafts, call deposit receipts) as per customers request in accordance with stationary guideline of SOP and SBP. Deduct W/H tax form customers at the time of issuance of PO/DD/TT, Balancing of out outstanding POs, DDs,OBCs, CDRs

This position is responsible to ensure smooth and error free processing and approving of Loans in line with the approved Bank Policies and procedures.
Ensure all Loan Application approvals are in compliance with the approved Credit Policies & SBP Regulations.
Carry out Pre-Disbursement Field Verification of clients for all Loan Application as well as document verification as per Bank Policy.
Ensure accuracy and completeness of Documentation as per the Bank Policy.
Conduct ECIB and Verisys Verifications of all clients before disbursements.
Monitor and evaluate the credit history of clients appearing in ECIB list.
Attend BCC meetings and verify & sign off the Loan Application documents.
Carry out Post Disbursement Reviews as per Bank Policy and communicate the Post Disbursement irregularities identified during loan files review and customer’s visits to the Branch Manager and Area Credit Manager for rectification.
Send weekly progress report to Area Credit Manager with defined frequency.