Assess creditworthiness of existing or prospective clients
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
Complete ratio, trend and cash flows analyses and create projections
Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
Determine in depth the degree of risk involved
Carefully analyse data and produce clear and objective reports
Routinely monitor loans for compliance

Over the past 6 years I have worked as a Loan Officer for 2 of the biggest financial institutions and have consistently delivered results in terms of sales, customer satisfaction and risk mitigation. I am confident that the experience and additional knowledge I gained has made me ready and capable to assume the position of Senior Loan Offer for HBL Microfinance Bank Ltd.

Experienced and attentive Loan Officer with several years of experience providing excellent customer service.Lending, risk and leadership skills to drive the remediation of the loan portfolio and establish the necessary risk processes, infrastructure and a new risk cultureExcellent leadership, interpersonal, team and communication skills Knowledge of banking regulations Sound working knowledge of the overall operations of the loan/credit departmentsAbility to establish credibility and rapport knowledgeable and personable looking for ways to improve the operations of the BankExcellent communication and interpersonal skillsProven ability to demonstrate and coach exceptional customer service