خلاصہ

Highly motivated and results-driven banking professional with over 7 years of experience in branch operations across 4 esteemed banks in Pakistan.
Skilled communicator with excellent interpersonal skills, able to effectively engage with clients, team members, and management.

A creative, confident, and adaptable individual who thrives on challenges and is committed to delivering exceptional results.

تجربہ

کمپنی کا لوگو
Branch Services Manager (BOM)
SAMBA BANK LIMITED
اکتوبر ۲۰۲۳ - موجودہ | Karachi, Pakistan

Key Responsibilities- Spearhead Operational Excellence Drive exceptional customer experiences and optimize branch operations through innovative solutions and process improvements.- Transaction Management Oversee cash and teller transactions, including pay orders, funds transfers, and FCY remittances, ensuring accuracy and efficiency.- Record Keeping and Compliance Maintain meticulous records, ensure adherence to regulatory requirements, and manage blocked and deceased accounts, safekeeping items, and temporary movement records.- Risk Management and Security Guarantee the security and safety of bank premises, assets, staff, and customers, ensuring swift reaction to emergencies and proactive maintenance of CCTV records.- Reporting and Analysis Submit timely and accurate reports to SBP, Head Office, and other departments, and analyze system-generated reports to identify trends and areas for improvement.- Staff Management and Development Lead and develop a high-performing team, ensuring effective staff management, training, and development to achieve exceptional service standards.- Customer Service and Relations Foster strong customer relationships, resolve complaints promptly, and ensure world-class service standards.- Audit and Compliance Ensure no adverse comments in Internal Audit, Compliance review, and SBP Inspection, and implement corrective actions as required.Additional Responsibilities- Certified Field Trainer for the National Financial Literacy program initiative of the State Bank of Pakistan, promoting financial education and awareness- Participate in various activities and events organized by the bank to promote its products and services, including awareness programs for financial education in different areas of the city- Perform other duties as assigned by the bank, demonstrating versatility and adaptability- Report to the Branch Services Area Manager, ensuring effective communication and coordination.

کمپنی کا لوگو
Branch Services Supervisor
Samba Bank Limited
نومبر ۲۰۲۱ - ستمبر ۲۰۲۳ | Karachi, Pakistan

Professional ExperienceMain Branch Supervisor.- Managed all branch transactions, cash shipments, and cash management, ensuring seamless operations and compliance with regulatory requirements- Supervised stationery requirements for pan-Pakistan branches, ensuring timely and efficient delivery- Utilized 6+ years of experience in branch operations to drive operational excellence and team successKey Responsibilities- Supervised and coordinated all branch transactions, including payments and receipts (PKR/FCY), to ensure accuracy and compliance- Ensured proper sorting and handling of notes in accordance with SBP directives- Maintained fresh cash at counters and ensured accurate recording, adhering to SBP guidelines- Supervised cash withdrawals and deposits (PKR/FCY), ensuring accurate recording and compliance- Coordinated Funds Transfers, Pay orders, and Transactions, adhering to OPM/SOP procedures- Supervised Inward/Outward clearing (PKR/USD) and Collection, ensuring efficient and timely processing- Ensured daily ATM replenishment and balancing- Managed and supervised cash shipments to and from the branch, ensuring secure and timely delivery- Ensured compliance with SBP Prudential Regulations and Bank's internal policies- Trained newly hired staff on Banking Systems at the Cash counter- Ensured all GLs were balanced and reconciled with customer ledger jotting- Cleared all entries in reconciliation and suspense accounts within 30 days- Prepared accurate periodical MIS reports and sent them to related departments- Demonstrated knowledge of Bank's Policies & Procedures, SBP Prudential Regulations, Banking Law, and Practice- Ensured no adverse comments in Internal Audit, Compliance review, and SBP Inspection- Worked as Acting Operations Manager in different branches as required- Reported to the Branch Services Area Manager.

کمپنی کا لوگو
Branch Services Officer
SAMBA BANK LIMITED
اگست ۲۰۲۱ - اکتوبر ۲۰۲۱ | Karachi, Pakistan

Provided expert support to branch operations, ensuring efficient and compliant transaction processing.Key Responsibilities- Managed cash transactions with precision and accuracy- Coordinated funds transfers, internal and online, with ease and efficiency- Ensured timely and accurate clearing and reconciliation- Supported account management with attention to detail- Assisted with ATM machine maintenance and monitoring, ensuring secure and efficient operations- Maintained confidentiality in handling locker activities- Ensured strict adherence to regulatory policies, including    - OPM (Outsourcing Policy Manual)    - APPM (Anti-Money Laundering Policy Manual)    - KYC (Know Your Customer)    - AML (Anti-Money Laundering)- Demonstrated in-depth knowledge of Bank's Policies & Procedures, SBP Prudential Regulations, Banking Law, and Practice- Ensured no adverse comments in Internal Audit, Compliance review, and SBP Inspection- Collaborated with the team to achieve branch goals and objectives- Reported to the Branch Services Manager.

کمپنی کا لوگو
Branch Banking Officer / TSO
MCB Bank Limited
دسمبر ۲۰۲۰ - اگست ۲۰۲۱ | Karachi, Pakistan

I have had the privilege of working in two branches for a brief period of six months, gaining valuable insights and expertise in general banking operations, with a specific focus on account opening processes. During this time, I have developed a strong foundation in- Customer service and relationship management- Account opening procedures and documentation- General banking operations and transactions.

کمپنی کا لوگو
Branch Service officer
Habib Metropolitan Bank Ltd.
جنوری ۲۰۱۷ - مارچ ۲۰۲۰ | Karachi, Pakistan

Key Responsibilities were included- Ensured branch service delivery standards were met and maintained- Conducted regular reviews of systems and controls to identify areas for improvement and implemented changes in collaboration with IT and Operations- Ensured branch activities were carried out in accordance with HMB SOP, S/Circulars, and SBP guidelines- Exercised dual control over cash and monitored cash holding levels to maintain optimal levels- Managed and secured keys, checkbooks, security stationery, and legal documents- Maintained accurate registers and ensured cash counters and vaults were within assigned limits- Processed and monitored ATM operations, ensuring cash balancing and security measures- Conducted KYC interviews with customers and verified documents in coordination with CD Incharge/Operation Manager.

کمپنی کا لوگو
RCSO
BankIslami Pakistan Limited
جنوری ۲۰۱٦ - جنوری ۲۰۱۷ | Karachi, Pakistan

I commenced my career at BankIslami, where I gained valuable experience in customer service, account management, and transaction processing. In a short span, I acquired a comprehensive understanding of banking operations and developed a strong foundation in the industry. I appreciate the opportunities and guidance provided by the bank, which have been instrumental in shaping my professional journey.As a key member of the operations team, I was responsible for handling, processing, and servicing customer banking transactions in a prompt, efficient, and accurate manner.This included ensuring timely and error-free processing of transactions, providing excellent customer service, and maintaining a high level of accuracy and attention to detail in my work.

تعلیم

University of Karachi
ماسٹرز, ماسٹرز ان آرٹس, M.A‎
Print Journalism
CGPA 2.8/4
2017
Federal Urdu University of Arts, Sciences and Technology
بیچلرز, بیچلرز ان کامرس, B.Com‎
Commerce
CGPA 3.2/4
2014
Karachi Public High School
, I.Com‎
فی صد 45%
2012
Karachi Public High School
, Matric in Arts‎
فی صد 54%
2010

پیشہ ورانہ مہارتیں

ابتدائی Admin Assistantce
متوسط Amin Management
متوسط Analytical Skills
متوسط Bank Reconciliation on
متوسط Banking
متوسط Business Development Strategies
متوسط Cash Flow Management
ماہر Cash Handling
ابتدائی Cash Management
متوسط Cash Sorting
ابتدائی Client Acquisition Skills
متوسط Communication Skills
ابتدائی Compliance Operations
متوسط Computer Operations
ماہر Configuring Software
متوسط Coordination Skills
متوسط Digital Technology
متوسط Event Marketing Strategies
ماہر Excellence Management
ابتدائی Financial Statement Analysis+
متوسط h Operations Management
ماہر HFO Operations Handling
متوسط Inspection Implementation
متوسط Lead Genaration
متوسط Microsoft Excel
متوسط MS Office
متوسط Operations Control
ماہر Operations Coordination
ماہر Operations Improvement
ابتدائی Oral Communication
متوسط Personal Effectiveness
ابتدائی Pretty Cash Management
متوسط Professionalism
ماہر PTP Protocols
ماہر Record Keeping
متوسط Reporting
متوسط RESTful APIs
متوسط Social Welfare Management
متوسط Store Operations Management
متوسط Structural Draft
ماہر Teller Services
ماہر Terminal Housekeeping
ابتدائی Trade Finance Knowledge
ابتدائی Trade Operations
متوسط Transaction Record
متوسط Transactions Management
ابتدائی Work Ethic
ابتدائی Written Communication Skills
ابتدائی أبحاث السوق
متوسط إدارة عمليات الفروع

زبانیں

ماہر اردو
متوسط انگریزی

My Video Introduction