An award-winning leader with 25+ years of extensive experience in the banking sector. Proven success in achieving sales targets through strategic planning, team leadership, and execution of sales initiatives. Proficient in business development, conventional & Islamic banking practices, financial analysis and client relationship management.
Performed variety of accounting tasks to support the financial operations of the company. This includes processing invoices, reconciling bank statements, reviewing & preparing financial statements and preparing reports for Upper Management, and assisting with budgeting and forecasting.
Designed and implemented sales and marketing strategies to assess market dynamics, competitive landscape, and government policies influencing fertilizer/pesticide sales in agriculture. Maintained monthly and quarterly stock forecasts to ensure accurate outlooks and optimize inventory management for enhanced efficiency. Maintained highest HSE standards in the region by creating and implementing robust HSE policies and plans for sustained compliance.
Directly engaged with frontline BDOs/ROs to accomplish designated targets and deliver report of all sales and operational activities to the management. Delivered first-rate assistance to the assets team in overseeing trade, SME/commercial, agri, and consumer finance operations. Designed and executed action plans in alignment with targets to boost deposit acquisition and cross-selling initiatives. Understood regulatory requirements, bank products, operations, and policies for seamless execution
Created and implemented plans to meet assigned targets within specified deadlines. Actively liaised with clients to enhance the existing customer base through meaningful interactions and relationship-building strategies. Held full accountability for monitoring internal and prudential KYC and AML requirements. Facilitated customer lead referrals to the assets team to explore opportunities in SME/commercial, trade, agri, and consumer finance sectors. Achieved regulatory compliance while emphasis on KYC parameters to mitigate risk.
1. Facilitated the Regional General Manager (EVP) in executing business functions of the Regional Office, coordinating operational support across 3 Area Offices and 24 branches in Southern Punjab.
2. Streamlined and supervised everyday operations at regional office level in accordance with strategic requirements to ensure seamless workflow.
3. Played an integral role in handling all support functions at the Regional Office level, such as operations, finance & accounts, data compilation, internal controls, audit & compliance, periodical branch visits for monitoring, branch network expansion & administration, and correspondence with Head Office, Area Offices, and Branches.
Achieved all business targets of the branch within defined timeline besides managing all other Operational & Administrative affairs of the branch.
Achieved all business targets of the branch within defined timeline besides managing all other operational and administrative affairs of the branch.
Achieved all business targets of the branch within defined timeline besides managing all other Operational & Administrative affairs of the branch.
Engaged on the audits of Financial, Commercial & industrial organizations.