I am currently working as Branch Manager at Apna microfinance bank at Mehrabpur Branch 0128. Providing my financial services to my bank. Working specially on deposit level, advances and their recoveries, Communication support to clients and social mobilization for deposit. Alhumdllilah till that received 60 M deposit within these 2 months. Also get recovery of pendency accounts about 3 M.

Relationship Manager SME-Agri Finance (OG-I)
Ø  Provided information and description of multiple products to educate consumers on market trends and interest rates. Created high performing, sales culture, and incorporated sales strategies to expand market into new territory.
Ø  Sustained high level of professionalism, integrity, customer satisfaction and sales growth by utilizing a diversity of marketing methods; address needs and requests, adhered to customer service standards and protocols.
Ø  Performed a wide range of banking transactions in a timely, accurate, and efficient manner, ensuring superior customer service and compliance with all banking regulations, policies, and procedures.
Ø  Successfully established new business opportunities, as well as produced and executed sales plans and strategies focused on credit and active cross-selling of management.

Micro Credit Officer
Ø  Monitored violations of credit policies, provided analysis, conclusion and recommendations, presented findings to senior management and suggested actions or penalties to be taken when appropriate.
Ø  Held accountable for the market/business analysis, financial analysis (including sensitivity analysis projections) and structure analysis in the credit report.
Ø  Effectively executed follow-ups on pending agreements and delivered excellent customer service through daily interaction with all customers.
Ø  Negotiated documentation and payment terms with customers to ensure transactions are properly secured.

Providing loan facilities to borrowers under different products provided by bank.
Like Apna House Loan
Apna live stock
Apna Gold
Apna Business
Apna agri pass book
Apna tractor loan.
It is best opportunity for people to enhance their business with small intrest. Provide them details about bank product and motivate them to purchase.

Verification Officer
Ø  Functioned in close collaboration with internal and external audit teams; attended and ensured timely and proper rectification of audit objections and non-repetition of the same.
Ø  Rendered keen eye for details to devise and monitor customer service delivery standards and ensure the branch providing error free and quality customer service.
Cross-validated and supervised cash sheets of tellers and of all cash withdrawals / deposits / transfers exceeding a certain specified amount