خلاصہ

Experienced banking professional with a demonstrated history of working in the microfinance banking industry. Skilled in Microsoft office, management, teamwork, Oracle Financials, and Microsoft Excel. Strong sales professional graduated from the University of Azad Jammu Kashmir.

پراجیکٹس

Impacts of NGOs on society

تجربہ

کمپنی کا لوگو
Credit Risk Verification Officer
U Microfinance Bank
جنوری ۲۰۲۴ - موجودہ | Islamabad, Pakistan

Ensuring the accuracy and authenticity of customer information.A crucial part in mitigating risk by confirming the identity of clients and ensuring compliance with regulatory requirements.Customer  business  analysis Customer  cash flow analysis Business  verification on basis of applications Cross Verifications of the stakeholders of different  products Analysis  of customers  by 5 C'sof credit (character,capital,capacity, collateral, and condition)

کمپنی کا لوگو
Act. Area Manager
LOLC Microfinance Bank Limited
اکتوبر ۲۰۲۱ - جون ۲۰۲۳ | Peshawar, Pakistan

Recruit, hire, and train new managers in their direct areaOffer consultation and recommendations to branch managers on overcoming operations & business challengesMonitor sales and work toward meeting quarterly objectivesMinimize cost and staff by reviewing schedules and their monthly targets regarding sales & recoveriesVisit branches to evaluate operations, business & administrative matters of each branchEvaluate the branch staff performance in order to promote & demote the staffAny other task assigned by the management.

کمپنی کا لوگو
Branch Manager (MFU)
Baltistan Farmers Cooperative Society Limited
جنوری ۲۰۲۰ - اکتوبر ۲۰۲۱ | Skardu, Pakistan

·        Management of branch resources for the smooth business of organization including sales, operations & administrative staff
·        Generate new customer leads through various channels
·        Proactively identify sales prospects and conduct business development activities
·        Follow up on new leads and referrals to generate business
·        Achieving the monthly sales targets, Cross sell assets and fee products
·        Ensure customer satisfaction through regular engagement

کمپنی کا لوگو
Relationship Officer
NRSP Microfinance Bank Limited
اپریل ۲۰۱۵ - جنوری ۲۰۲۰ | Skardu, Pakistan

·        Generate new customer leads through various channels
·        Proactively identify sales prospects and conduct business development activities
·        Follow up on new leads and referrals to generate business
·        Achieving the monthly sales targets, Cross sell assets and fee products
·        Follow the various internal guidelines and procedures of the bank
·        Ensure customer satisfaction through regular engagement
·        Resolve customer queries/issues and facilitate customer service
·        Maintain periodic status reports, including daily activity report and calls/follow-ups made

کمپنی کا لوگو
Credit Officer
RangYul Foundation
ستمبر ۲۰۱۴ - اپریل ۲۰۱۵ | Skardu, Pakistan

·        Ensure the implementation of organizational & product policies
·        Customer business analysis
·        Customer cash flow analysis
·        Verifications of customers through 5 C’s of credit
·        Early default identification
·        Ensure customer satisfaction through regular engagement

کمپنی کا لوگو
Intern (General Banking)
The First MicroFinanceBank Ltd.
جون ۲۰۱۴ - اگست ۲۰۱۴ | Sakardu, Pakistan

General banking paractices

کمپنی کا لوگو
Intern Accounts
AKRSP Baltistan
جنوری ۲۰۱۴ - اپریل ۲۰۱۴ | Skardu, Pakistan

• Bank Reconcile
• Cheque Issuance
• Data Punching
• iScala Software
• Fixed Asset management
• MS Office

تعلیم

University of Azad Jammu and Kashmir (AJK)
بیچلرز, , (BA)& BBA(Hons) in Finance‎
Accounting & Finance
CGPA 3.2/4
2013
University of azad jammu &kashmir
بیچلرز, بیچلرز ان بزنس ایڈمنسٹریشن, (BA)& BBA(Hons) in Finance‎
Accounting & Finance, Banking & Finance, Finance
CGPA 3.2/4
2013
Board of Intermediate & Secondsry Education Faisaabad
انٹرمیڈیٹ / اے لیول, انٹرمیڈیٹ ان کامرس, I.Com‎
Banking & Finance, Commerce, Geography
فی صد 69%
2009
Federal Board of Intermediate &Secondary Education (FBISE)
میٹرک / او لیول, , Matric in Science‎
Biology
2006

پیشہ ورانہ مہارتیں

ماہر Ability To Enforce Business & Policy
ماہر Ability To Maximize Staff Utilization
متوسط Access to Finance
متوسط Accounnts Management
ماہر Account Management Skills
متوسط Accounting
ماہر Accounts / Manager
متوسط Accounts Administration
ماہر Accounts Adminstration
ماہر Accounts Payments Handling
ماہر Achievement of Total Deposit Targets
ماہر Admin Assistance
ابتدائی Admin Task Planning
ماہر Administration Knowledge
ماہر Administration Skills
ماہر Administrative Management 
متوسط Agriculture Credit
ماہر Analytic Thinking
متوسط Analytical Skills
ماہر Audit Rating
ابتدائی  Talent Acquisition
ماہر B2B Business Development
متوسط Backend Operations
ماہر Bank Administration
ماہر Bank Management
ابتدائی Bank Reconciliation     
ماہر Bank Reconciliation on
ماہر Banking
ماہر Banking Knowledge
ماہر Branch Administration Skills
ماہر Branch Banking
ماہر Branch Management
ماہر Branch Support
ماہر Branch Support.
متوسط Budget Monitoring
ماہر Business Acquisition
ماہر Business Decision Making
ماہر Business Development
ماہر Business Development Strategies
ماہر Business KPIs
متوسط Business Proposition
متوسط Business Strategy
ماہر Capability Of Multitasking And Manage Team
ماہر CASA
متوسط Cash Flow Management
ماہر Client Acquisition
متوسط Client Analysis
ماہر Client Co ordination
ماہر Client Dealing Market Knowledge
ماہر Client Dealing 

زبانیں

متوسط پشتو
متوسط پنجابی
ماہر اردو
متوسط انگریزی

Zakir آپکے جاننے والے

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