خلاصہ

WORKING AS MANAGER OPERATIONS  AT THE BANK OF KHYBER PAKISTAN.HAS WORKED AS MANAGER AT THE BANK OF KHYBER IBB KALAYA .HAVE A GOOD EXPERIENCED OF BRANCH OPERATIONS . WORKED AS CREDIT ANALYST, BUSINESS COORDINATOR, BUDGETING AND MIS OFFICER AT ALLIED BANK LIMITED.WORKED AS CUSTOMER SALE AND SERVICE OFFICER AT TELENOR PAKISTAN PRIVATE LIMITED.WORKED AS AUDIT INTERNEE AT TARIQ AYUB ANWAR CO(CHARTERED ACCOUNTANTS).


پراجیکٹس

COMMERCIAL/EXTERNAL AUDITOR

تجربہ

کمپنی کا لوگو
MANAGER OPERATIONS
The Bank of Khyber
نومبر ۲۰۱۵ - موجودہ | Kohat, Pakistan


Ensure Compliance of Internal, external audit, and SBP Exceptions.
Rechecking of Daily vouchers for different exceptions after the initial ticking of supplementary sheets by Cash Officer.
Approval/Supervision of EDD/ODD/KYC.                                                                    Maintenance of Administrative and Financial discipline.
Management/Recording of Asset Inventory (F&F, stationery etc.).                                Service Management- Disposal of Customer complaints, ensure that Key service targets are met.

Implementation of services standard e.g. attends the phone within 3 rings and handing over checkbook in envelop et
Approval of Activation of Dormant/Unclaimed A/Cs.                                                        
Maintenance of Branch Document/Key/Test Key Registers.                                            
Monitoring of Accrual/payment of profit/ M-up and deduction of WHT.                               
Arranging Approval of Cancellation and issuance of duplicate instruments.               
Approval to pay ATM Claims and payments from deceased A/Cs.                                                                                
People Management- Coaching, training of ops staff. Foster teamwork between sales and operation.
Risk Management- Ensure efficiency and correctness to obviate the chances of fraud.      
Indirectly responsible for the effective performance of jobs pertaining to branch staff.                       
Ensure proper maintenance of the inward/outward mail process.
Ensure Branch Security arrangement e.g. smoke detector, metal detector working, fire extinguisher, security /Burglar alarm, sos connection etc…
Implementation of staff dress code.
Nonsharing of IDs by the staff members and non-authentication of the transaction by calling the transaction numbers.
Checking of HO Reconciliation statement.
Maintenance of root password.
Maintenance of Heavy Transaction report
Zakat deductions, CZ- 50 maintenance and register maintenance etc.
Accurate profit provision accrual.

کمپنی کا لوگو
MANAGER OPERATIONS
The Bank of Khyber
اکتوبر ۲۰۱۵ - موجودہ | Kohat, Pakistan

Working as branch manager operations. Major responsibilities  as below.
all the operations of the branch
complying bank internal/SBP policies.
To achieve all assigned KPIs targets
To market new relationships and ensure the budgeted run rate of account opening is achieved.
To maintain a close liaison with the clients, make personal calls to them and ensure to build sustainable business relationships.
To supervise the branch’s staff, review their performance and support them in achieving their personal targets.
Provide leadership to the operation at the branch level.

کمپنی کا لوگو
GENERAL BANKING OFFCIER
BANK OF kHYBER
جنوری ۲۰۱۴ - نومبر ۲۰۱۵ | Peshawar, Pakistan

·         Account Opening
·         Deposit Mobilization
·         Clearing
·         Remittance
·         Home Remittance
·         ATM

کمپنی کا لوگو
CREDIT APPRAISAL REVIEWER
Allied Bank Limited
اپریل ۲۰۱۰ - جنوری ۲۰۱۴ | Kohat, Pakistan

·         Worked as Coordinator with figure head of the region and to ensure that Region achieves its budgetary targets in all key result areas.
·         Assisting Branch Manager in finalization of Business & Profit Targets.
·         Ensuring that growth of deposit is in line with budgeted deposit mix.
·         Making dedicated efforts that the budget of CASA is not only achieved but is handsomely exceeded.
·         Supervising the marketing team including the branches business development officers, reviewing their performance and supporting them in achieving their personal targets.
·         Reviewing the weekly/ monthly performance of the branches against the budgetary targets.
 
§  Preparation and analysis of credit proposals as per SBP Prudential Regulations as well as Credit Policy & Procedural Manual of the Bank.
§  Monitoring of credit facilities i.e. Fresh Limits/ Renewals/ Enhancements/ Amendments.
§  Structuring of Limits and Facilities as per Obligor’s requirements.
§  Monitoring of SME’s & Personal Loans.
§  Maintaining an information link between the disbursing unit and various controlling units.
§  Rigorous follow up of watch list account, stuck up Loans/ Non Performing Loans
·         Effective follow-up for recovery of all due and overdue commitments.
·         Post disbursement monitoring of the finance facilities.

کمپنی کا لوگو
CUSTOMER SERVICE OFFICER
Telenor
دسمبر ۲۰۰۹ - مارچ ۲۰۱۰ | Peshawar, Pakistan

Worked as Customer service officer at TELENOR PAKISTAN (PVT) LIMITED  at Region office peshawar. 

کمپنی کا لوگو
INTERNEE
مارچ ۲۰۰۹ - اکتوبر ۲۰۰۹ | Peshawar, Pakistan

تعلیم

University of lakki Marwat
ماسٹرز, ماسٹرز ان آرٹس, Economics‎
Economics
فی صد 63%
2023
University of Peshawar
بیچلرز, , MBA‎
Finance
فی صد 90%
2009
Kohat University of Science & Technology
ماسٹرز, , B.Com‎
Finance
فی صد 70%
2006
ARMY PUBLIC SCHOOL & COLLEGE KOHAT
انٹرمیڈیٹ / اے لیول, , F.Sc Pre-Engineering‎
فی صد 53%
2002
KCCL PUBLIC SCHOOL KOHAT
میٹرک / او لیول, , Matric in Science‎
فی صد 68%
2000
KOHAT CEMENT COMPANY SCHOOL KOAHT
نان میٹرک, Matric in Science‎
مکمل
2000

پیشہ ورانہ مہارتیں

ماہر Book Keeping
ماہر Accounting
ماہر Accounts / Manager
ماہر Accounts Management
متوسط Admin Operations Management
ماہر Admin Tasks Management
ماہر Administrative Management 
ماہر AMEX
ماہر Analytical Skills
ابتدائی Audit Assignment Handling
ابتدائی Audit Management
متوسط Audit Procedures Knowledge
ماہر Audit Report
متوسط Auditing
ماہر Bank Reconciliation     
ماہر BANKING LAW AND PRACTICE
ماہر Branch Accounting
ماہر Branch Administration Skills
ماہر Branch Banking
ماہر Branch Operations Management
ماہر Commercial Banking
ماہر Compliance Reporting
ماہر Coordination Abilities
متوسط Credit Collection Recovery
ماہر Customer Service Skills
ماہر Customer Service Solutions
ماہر Excellent Interpersonal Skills
ابتدائی External Audit
ابتدائی Financial Analysis
ماہر Financial and Budgeting Skills
ماہر Financial Data
متوسط Financial Management
ماہر Financial Service Management
متوسط Financial Statement Analysis+
متوسط Fundraising Skills
ماہر General Ledger
ماہر Individual Contributor
متوسط Internal Audit
ماہر Interpersonal Skills
متوسط Islamic Finance
متوسط Knowledge of Spreadsheets
متوسط Managing Midsize Teams - 5 to 20 People
ماہر Microsoft Office 1
ماہر MS Excel
متوسط Nutrition Management
ماہر Operating System Administration
ماہر Operations Management
ابتدائی Payroll
ماہر Payroll Processing
متوسط Planning and Budgeting

زبانیں

ماہر پشتو
ماہر اردو
ماہر انگریزی

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