Ø  Held Responsible to continuous updating advancement Implementing and smoothen operation department, updating and monitoring workflow and standard operating procedures for the overall credit  department as well as assisting organization in reaching its goals.
Ø  Creating procedures and policies that ensure timely payments while maintaining a high level of customer retention, Monitoring debtor balances to ensure a reduction in debtors, Ensuring credit and collection policies and procedures are followed within team
Ø  Formulation of the company's credit policy to mitigate unnecessary risk, Reviewing credit applications and credit references to set credit limits and ensure credit worthiness, Review and report on Aged Debtors.
Ø  Renders credit decisions after thorough review of financial statements, credit applications, credit agency reports, business plans and anything else deemed necessary
Ø  Manages the staff part of the accounts receivable department of the company, Oversee the processing and organizing of bills, records and invoices ensuring quality maintenance at every step, Drive performance metrics, such as Days Sales Outstanding (DSO), bad debt percentage and weekly cash receipts
Ø  Ensuring the accounting team is working in the best capacity
Ø  Partner cross-functionally with Accounts Receivable, Operations, Sales, Tax and IT departments to resolve credit and collection matters
Ø  Prepare schedules to support external audit and internal team deliverables
Ø  Ensure that customer contacts and collection call volume standards are set and met by the collections team, develop and motivate team in reaching new levels of skills.
Ø  Provide weekly updates to senior management on the broader state of collections by business unit, in addition to individual risks within the portfolio of accounts.

Facilitated management in strategic decision of annual and monthly sales policies, ensured systematic deployment and compliance of policies in system, also planned annual budget for disbursement of incentive as per policies.
Leveraged keen insight to ensure appropriate checking and authorization in system to mitigate risk of fraud and errors, controlled and oversee pre/post-sale Process for observance of Controls at Transaction Level. Manged the Maintenance and Compliance of Customer Credit Limits. Conducted post-analysis Performance-based Revision of Targets, Incentives, Budgets and Credit Limits. Also trained and built capacity of New Staff at Head Office and Branches.
Key Accomplishments:
·          Utilized 15-year Experience of working with Electronics dealers, performed Performance Analysis of Branches for Target Achievement based on defined KPIs like Sales and Collection, Reduction in Overaged and Overdue Receivables
·          Generated, reviewed, and delivered detailed Management Reports through Business Intelligence and MIS Reporting tools specifically system, Power Query for Strategic Decision Making.
·          Managed Customer accounts (Verifying Reconciliations, Settle Disputes through Reconciliations and Negotiations.
·          Rendered keen eye for details to prepare annual budgets and control budgeting operations, majorly includes variance analysis, rolling based budgets, long term strategic planning and tactical initiatives and cost reduction.

Facilitated in accounting and finance department activities; Integral part of team developing annual and monthly sales policies; and prepared Annual Budgets for disbursement of Incentive and discount as mentioned in Sales Polices.
Render keen eye for details to monitor systematic implementation and compliance of policies in SAP. Supervised the disbursement of Incentive and discount to Customer against Sales Policies on Monthly Basis. Expertly maintain effective checks and authorization roles in SAP to prevent frauds and errors. Ensure maintenance and compliance of Customer Credit Limits. Manage monthly branch-wise reporting of Cash vs. credit sales trend; Collection vs. receivable status; Overdue vs. total outstanding status; Average collection period in days; and payment-term wise sales Analysis.
Key Accomplishments:
·          Cross-validated Receipts & Payment process based on supporting documents of sales tax invoices, Finished Goods Issuance Notes, Purchase Invoices, Purchase orders, GRN’s and other supporting documents.
·          Exercised hands-on approach to evaluate perform Aging Analysis of Receivables and executing the follow up procedures as per discussion with HOD and Top Management; also verified Bank Reconciliation Statements.
·          Steered efforts towards managing the calculation and verification of Sales Officer Incentive of Sales Staff of Company, based on monthly performance related to Sales and Collection.
·          Built collaborative rapport with Management for handling customer accounts (performed Customer Reconciliation and Resolving Discrepancies found in reconciliation; also handled different accounting matters, resolution of queries.
·          Strategically positioned to formulate Analytical reports related to Sales, Collection, Credit Limits, Incentive, Discounts and Reserves; led calculation, verifications and disbursement of Floor Salesman Incentives.
Senior Officer Internal Auditor
Successful validation of accounting inputs to ensure correctness & accuracy to achieve desired results; prepared and implemented Standard Operating Procedures according to ISA’s; internal control policies, also trained in SAP environment.
Key Accomplishments:
·          Researched numerous vertical to deploy and inspect the policies according to Financial reporting standards.
·          Reviewed financial statements of the company as well as prepared and delivered internal audit reports.
·          Prepared internal audit reports, also supervised the periodic internal audit activity of head office & branches.
 

Set up adequate systems and internal controls; devised the discounts and sales policies in system to cater the Management requirements also ensured the sale documents must be processed completely i.e. Sales order, Delivery Order and invoices.
Key Accomplishments:
·          Ensured customer management master data maintenance (Customer Master Data, Material Master Data).
·          Developed and devised SOP’s and BPML for SD, and handled the new scenarios which encountered in system.
·          Developed the procurement process (Purchase Required, Purchase. Order, GRN, Quality Inspection, MIGO, MIRO.
·          Inspected stock availability, monitored store to store transferring of materials and led outbound deliveries.
·          Controlled all tasks like blocking, releasing and rejecting SD documents and Inter branch transferring of materials.