Presently, I am the Director and Business Partner in a group of companies providing Management Consultancy and Back Office Support/Premises Management Services.
Earlier than that, I had been associated with ex-NIB Bank (Now MCB Islamic Bank) for more than 15 years and my last position at NIB was ‘Head of Regulatory & Basel Reporting’ where I was exposed to diversified experience in Finance Reporting, Management Accounting, Taxation Management, Cost Controlling, Regulatory Reporting, and Risk Monitoring.
Earlier than that I had a hard-core Financial Accounting experience of 2 years with Indus Motors.
Presently, I am the Director and Business Partner in a group of companies providing Management Consultancy and Back Office Support/Premises Management Services, which I started doing after closure of Ex-NIB Bank and getting the Settlement from there.
Head of Regulatory & Basel Reporting, Finance (Jan 12 – Jul 17)
1-Basel Reporting
• Preparing CAR and ensure its compliance
• Successfully implementation Basel-III, started in 2014
• Preparing CAR projections, audits, its disclosure in FS, & its inspection
2-Regulatory & Other Reporting
• Ensuring timely submission of reports to SBP
• Handling SBP inspection of regulatory returns
• Handling Audits of SBP reports
• Daily Balance Sheet & Monthly ALCO deck for ALCO meeting
• Responsible for audit of PLS rate
3-SBP & Risk Coordinator
• Managing SBP inspections' deliverables pertaining to Finance Deptt
• Liaison with SBP inspectors for inspection's appendixes
• Ensure ICFR testing, reporting & updating of PDDs
• Ensure updated control documents & its compliance under CRM framework
• Ensure reporting of key risk indicator (KRI) under ORM
• BCP coordinator
Previous Positions (Oct 03 – Dec 11)
1-Business Analysis Manager (May 09 – Dec11)
• Disseminating segment wise results to Business Segments and dealing their queries on results
• Liaison with business segments for launch of new products and their reporting & recording
2-Manager Management Reporting (Jan 08 – Apr 09)
• Monthly Bank & Business Segment Wise Advances, Deposits, & Non-Interest analysis report
• Monthly Product & Segment level report for Business Segment’s performance analyses
• Monthly Interest Balance Sheet, Account & Br Profitability reports
3-Assistant Manager (June 06 – Dec 07)
• Handling tax matters
• Preparing current & deferred tax liability of Bank
• Bank’s tax & withholding tax returns
• Preparing monthly Admin Exp, accruals, & variance analyses reports
• Handling expenses recording
5-Officer- Auto Div (Oct 03 – Oct 05)
• Preparing Credit Memo & Financial Analyses report
• Customer application process & Rescheduling
Junior Executive, Finance
• Preparing expenditures variance analyses report comparison with budget
• Preparing details of expenses for quarterly review meeting
• Preparing daily Fund Position Report
• Responsible for depositing and recording customers’ advance payments
• Calculating & recording of profit on demand deposit and mark-up on overdraft balances and their payments
• Coordinating with other banks regarding account balance movements
• Handling payment process of administrative expenses and capital expenditures
• Recording of administrative expenses i.e. actual and provisioning
• Coordinating with Toyota Motor Corporation (TTC) & Daihatsu Motor Corporation (DMC)
regarding running royalty, provisioning and payment matters
• Automating of fund position report and department wise admin expense report