Experienced Banking Professional with over five years of expertise in various banking roles. I am currently seeking opportunity within and outside the banking sector also available to start immediately. I Hold a four-year Bachelor's degree in Business Administration with a focus on Finance. Skilled in Branch Banking, Back Office operations, Finance, Accounts, Administration, Operations Management, Teller (Cashier) responsibilities, and Customer Services. Eager to apply my skills to contribute to organizational success.
As Associate Payment Operations at Mashreq Bank, UAE i played a pivotal role in the efficient and secure processing of international transactions through the SWIFT network. My responsibilities included: SWIFT Payments Processing: Accurately processing and validating SWIFT payment instructions, ensuring compliance with international banking standards. Identifying and resolving any discrepancies or issues related to SWIFT messages to maintain seamless transaction flows. Transaction Monitoring and Verification: Monitoring incoming and outgoing SWIFT transactions for accuracy, completeness, and compliance with regulatory requirements. Verifying the authenticity of SWIFT messages to prevent fraud and ensure the integrity of financial transactions. E-Documentation and Record Keeping: Maintaining meticulous records of all SWIFT transactions, including confirmation reports, settlement details, and associated documentation. Generating reports for auditing purposes and regulatory compliance. Communication and Collaboration: Collaborating with internal teams, including compliance. Compliance and Regulatory Adherence: Ensuring adherence to international banking regulations, anti-money laundering (AML) guidelines, and other compliance requirements in the context of SWIFT payments. Staying updated on changes in SWIFT standards and regulations to implement necessary adjustments in operational procedures. Problem solution: Proactively identifying and resolving operational challenges or discrepancies related to SWIFT payments, minimizing the impact on transaction processing. Training and Development: Providing training to team members on SWIFT processes and best practices to enhance overall departmental capabilities. Process Optimization: Continuously seeking opportunities to improve operational efficiency in SWIFT payment processing, including the evaluation and implementation of automation solutions.
As a Universal Banker cum Head Cashier at Allied Bank Ltd, Pakistan i held a multifaceted role that involved a broad spectrum of banking responsibilities. My key contributions encompassed: Cash Management and Supervision: Overseeing daily cash operations, including managing cash drawers, performing regular audits, and ensuring adherence to established cash-handling procedures. Supervising and training cashier staff to maintain high standards of accuracy and efficiency in cash handling. Universal Banking Services: Providing personalized financial advice to clients based on an understanding of their individual needs and financial goals. Transaction Processing: Efficiently processing a variety of financial transactions, including deposits, withdrawals, fund transfers, and currency exchanges. Ensuring compliance with regulatory requirements and bank policies in all transactional activities. Customer Service Excellence: Delivering exceptional customer service by addressing inquiries, resolving issues, and providing comprehensive information on a wide range of banking products and services. Regulatory Compliance: Ensuring strict adherence to regulatory requirements, anti-money laundering (AML) policies, and other compliance standards. Financial Reporting: Generating and analyzing financial reports related to cash management, transaction volumes, and sales performance. Problem Resolution: Proactively identifying and resolving customer and operational issues, ensuring a positive banking experience for clients. Team Leadership: Leading and motivating a team of banking professionals to achieve branch goals and objectives.
Managing Company Outlets Managing Sales of Territory Visual merchandizing of outlets Running Dealership Network Business Development Retail and Distribution Marketing Customer Services Reporting