I am a highly motivated and performance-driven professional holding a Doctor of Philosophy in Finance from the prestigious School of Management at Universiti Sains Malaysia. With a solid foundation in Islamic Banking, finance, and governance, my expertise is reflected in a series of published articles in indexed and refereed journals, both domestically and internationally. My proven track record extends to successfully structuring and managing Islamic financial products, while my proficiency in financial analysis, risk management, and strategic planning underscores my ability to turn complex data into actionable insights.

My commitment to delivering accurate and timely financial reports stems from my adeptness at interpreting financial data, ensuring informed decision-making. My analytical skills go beyond theory, as I apply them effectively to real-world financial scenarios. Equipped with an in-depth understanding of tools like SPSS, Smart PLS, NVivo, ATLAS.ti, and Microsoft Word, I am always eager to embrace new skills, techniques, and technologies to enhance my contributions to organizations. My leadership abilities and strong communication skills further enable me to thrive in team settings and support the financial success of businesses.

Incorporating my expertise in Islamic Banking & Finance, financial analysis, budgeting, and risk management, I am dedicated to driving organizations forward. My multifaceted skill set, combined with a passion for problem-solving and a history of academic excellence, positions me as a valuable asset in supporting strategic decision-making.