خلاصہ

To manage compliance and regulatory risk, ensure appropriate policies, procedures, systems, controls, processes and training are in place and provide guidance to staff on compliance and Client Due Diligence matters.
Oversaw all aspects of finance and administration for the organization, reporting to the executive director. Developing budgets, forecasting cash flows, funds request/reports, reporting on financial performance, understanding complex legal documents and regulations
To effectively manage the branch to deliver sales and budget targets, offer high level of customer service, and create challenging and healthy environment.
Experienced Manager with a demonstrated history of working in the banking industry having Analytical Skills, Branch Retail Banking, Credit Analysis, Branch Management, and Consumer Financing

پراجیکٹس

“Dum Hai Saving Xtra”

تجربہ

کمپنی کا لوگو
Finance Manager
Ideal spinning mills ltd
ستمبر ۲۰۲۲ - موجودہ | Faisalabad, Pakistan


Manage financial records, including accounting documents, tax records, payroll records, and other records related to the flow of money in the organization.
Maintain banking relationships, negotiate loans and merchant services for business units.
Prepare budgets and forecast future financial needs to ensure efficient utilization of financial resources and enable effective decision-making for the organization.
Monitor cash flow and analyze receivables, payables, and inventory levels to ensure they are within acceptable limits.
Manage day-to-day operations, including emergency, rehabilitation, and development project operations, while overseeing and supporting the operational structure, including training personnel to maintain necessary capacity.
Participate in project design and proposal formulation, ensuring quality assurance under different funding arrangements.
Coordinate project budget preparation and financial control, human resource management, travel, logistics, missions, and operation backstopping to field offices.
 Identify corrective measures to overcome operational constraints.

کمپنی کا لوگو
Import Manager
madina group of industries
نومبر ۲۰۲۰ - ستمبر ۲۰۲۲ | Faisalabad, Pakistan


Oversee efficient working of employees of import department and manage all communication with customers and vendors.
Plan and implement all import and export transportation strategies according to all supplier and customer demand and administer internal movement of all goods and ensure compliance to all government regulations.
Design, evaluate and renew all contracts as per requirement and monitor and prepare reports for all import activities and recommend changes if required.
Administer and implement all custom and border protection for various security programs and maintain compliance to all customer procedures.
Design all SOPs for import department and ensure compliance to all ISO guidelines and prepare reports to be submitted to government agencies.
Provide all insurance on shipments and design and execute all corrective action plans for processes.
Collaborate with forwarding/clearing

کمپنی کا لوگو
Remittance Supervisor/ Compliance Officer
جنوری ۲۰۲۰ - اگست ۲۰۲۰ | Dubai, United Arab Emirates

Foreign Currency remittance, FC Selling & Buying FC currency balancing, and coins randomly and fortnightly and calculate daily transactions .Adhere the compliance of regulatory bank regarding AML/KYC/CFT and keep in touch with compliance department about any updates

کمپنی کا لوگو
Compliance Officer/CSE
Joyalukkas exchange
جنوری ۲۰۲۰ - اگست ۲۰۲۰ | Dubai, United Arab Emirates


Foreign Currency remittance, FC Selling & Buying FC currency balancing, and coins randomly and fortnightly and calculate daily transactions
Adhere the compliance of regulatory bank regarding AML/KYC/CFT and keep in touch with compliance department about any updates
Ability to demonstrate proactive approach to complain resolution, strong troubleshooting, and problem-solving skills
Develop the relation with companies to process the staff salaries through Wages Protection System
(WPS) implemented by UAE government and issuance of Debit Cards
Examine checks for endorsements and to verify other information such as dates, bank names, identification of the persons receiving payments and the legality of the documents.

کمپنی کا لوگو
Customer Service Representative
Transguard Group LLC
نومبر ۲۰۱۸ - جنوری ۲۰۲۰ | Dubai, United Arab Emirates

Resolve product or service problems by clarifying the customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution.Prepare product or service reports by collecting and analyzing customer information

کمپنی کا لوگو
Customer Service Executive
ENBD Bank/Transguard Group
نومبر ۲۰۱۸ - جنوری ۲۰۲۰ | Dubai, United Arab Emirates


Resolve product or service problems by clarifying the customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution
Prepare product or service reports by collecting and analyzing customer information
Prevents losses and damage by reporting irregularities; informing violators of policy and procedures; restraining trespassers.
Complete reports by recording observations, information, occurrences, and surveillance activities;interviewing witnesses; obtaining signatures.

کمپنی کا لوگو
Finance Manager
Karwan e Adeel Travel Services
اپریل ۲۰۱۷ - دسمبر ۲۰۱۷ | Lahore, Pakistan


Cooperate with clients to determine their needs and advise them appropriate
destination, modes of transportations, travel dates, costs and accommodations
Book transportation, make hotel reservations and collect payment/fees
Use promotional techniques and prepare promotional materials to sell itinerary tour packages
Deal with occurring travel problems, complaints or refunds/Attend travel seminars to remain
updated with tourism trends/Network with tour operators
Maintain statistical and financial records and meet profit and sales targets

کمپنی کا لوگو
Branch Manager
MCB Bank Limited
اپریل ۲۰۰۵ - جون ۲۰۱۵ | Faisalabad, Pakistan

Managing the branch to maximize new business opportunities and deepen existing relationships, while providing quality service coupled with efficient operational controls.• Minimizing all risks by ensuring strict adherence to KYC/AML, SBP & Internal Policies, Processes and Credit Manual/ Circulars

کمپنی کا لوگو
Branch Manager
MCB Bank Ltd
اپریل ۲۰۰۵ - جون ۲۰۱۵ | Faisalabad, Pakistan

• Managing the branch to maximize new business opportunities and deepen existing relationships, while providing quality service coupled with efficient operational controls
• Minimizing all risks by ensuring strict adherence to KYC/AML, SBP & Internal Policies, Processes and Credit Manual/ Circulars
• Customer retention efforts with personal involvement in complaint resolution
• Periodical review of Operational activities & audit reports contributing to sound operational Health of the branch as per the Bank & SBP guidelines
• Financial spread and analysis – Ability to arrive at performance and financial standing of borrower effectively.
• Capture the SWOT, suggest / highlight Mitigants and bring out conclusion/recommendation with clarity.
• Marketing/Monitoring of funded/non-funded risk asset portfolio.
• Negotiation with the customer for structuring credit lines and securities/collaterals there-against.
• Handling correspondence and queries on credit applications from regional and central credit hubs.
• Regular visits to client’s office/site for ensuring and use of facility according to purposes stipulated in the sanction.
• Coordination with Internal, External and SBP Audit Teams.
• Preparation of Credit Proposal for onward submission to Higher Authorities
• Completion of security documents prior to credit disbursement.
• Handling of Foreign Exchange Transactions

کمپنی کا لوگو
Senior Lab Instructor & Administrator
Hi Tech College of Computer Sciences
اپریل ۲۰۰۱ - ستمبر ۲۰۰۳ | Faisalabad, Pakistan

Design, facilitate, and teach the computer instruction component.
 Prepare execute lesson plans, assigning tasks, and evaluating student work and progress.
 Develop course syllabus, assess, supervise, and motivate high school students.
 Deliver basic computer knowledge of software, MSOffice, and assist program students with program presentation.
 Promote safe, effective, and ethical learning environment.
 Use professional discretion and judgment in managing students in classroom
setting.

کمپنی کا لوگو
Asst Lab Instructor
Punjab Computer Sciences Institute
اپریل ۲۰۰۰ - ستمبر ۲۰۰۱ | Faisalabad, Pakistan

Design, facilitate, and teach the computer instruction component.
 Prepare execute lesson plans, assigning tasks, and evaluating student work and
progress.
 Develop course syllabus, assess, supervise, and motivate high school students.
 Deliver basic computer knowledge of software, MSOffice, and assist program
students with program presentation.

تعلیم

PAKISTAN INSTITUTE OF FINANCE AND ACCOUNTS
بیچلرز, , PIPFA‎
فی صد 74%
2003
University of the Punjab
ماسٹرز, , B.Com‎
Management Accounting
فی صد 52%
2003
Punjab Computer Sciences Institute
ڈپلوما, Diploma In Computer Applications‎
Computer Science
مکمل
2000
Govt Municipal Degree College
انٹرمیڈیٹ / اے لیول, , I.Com‎
فی صد 65%
2000
Govt crescent model high school
نان میٹرک, Matric in Science‎
مکمل
1998
Pakistan Institute of Public Finance Accountants
سرٹیفیکیشن, PIPFA Inter‎
Accounting & Finance
مکمل

پیشہ ورانہ مہارتیں

ماہر Accounts Payable
ماہر Analytical Skills
ماہر Audit Assignment Handling
ماہر Bank Reconciliation
ماہر Branch Manager
ماہر Budgeting
متوسط Budgeting and Forecasting
ماہر Business Analysis
ماہر Cash Flow Management
ماہر Chart of Accounts
ماہر Commercial Finance Knowledge
ماہر Compliance
متوسط Compliance Assurance
ماہر Compliance Reporting
ماہر Corporate Finance
ماہر Corporate Finance Handling
ماہر Credit and Collection
ماہر Credit Card Statement Entries
ماہر CRM Database Management
ماہر Customer Ledger Management
متوسط Customer Services
ماہر End Of Month Reconciliation
ماہر Final Accounts
ماہر Financial Accounting
ماہر Financial Analysis
ماہر Financial Audit Compliance
ماہر Financial Controlling
ماہر Financial Counseling
ماہر Financial Data
متوسط Financial Forecasting
ماہر Financial Management
متوسط Financial Modeling
ماہر Financial Monitoring
ماہر Financial Policies and Procedures Command
ماہر Financial Regulations
متوسط Financial Risk Management
ماہر Financial Service Management
ماہر Financial Statement Analysis
ماہر Financial Strategy
ماہر Funds Management
ماہر General Ledger
متوسط Internal Audit Command
ماہر Key Business Performance Metrics
متوسط Knowledge of IFRS
متوسط Knowledge of Taxation
ماہر Management
متوسط Payroll Management
متوسط PPC Command
ماہر Proactive Approach
ماہر Purchase Management

زبانیں

متوسط انگریزی

Musharraf آپکے جاننے والے

khayyam hanif
Nawaz & Co