Cash management (Cash Forecasting, Portfolio Investment, Cash disbursement/Payments through RTGS, IFT, IBFT & Cheques and managing the liquidity of funds for timely utilization).  Preparation of daily bank report, treasury dashboards, Bi-weekly/Monthly/Quarterly cashflow forecasting of different programs, monthly investment analysis and profit comparison for higher management.  Profit rate negotiation with Banks and their treasury departments for monthly profit on savings accounts, TDRs and T-bills.  Managing 40 plus bank accounts at a time for different programs and portfolios. Managing adequate liquidity, documentations, and renewals under regulatory guidelines.  Conducting Treasury Committee meeting, prepare slides and present the current investment portfolio of company, highlighting investment avenues with full focus on risk mitigation strategy.  Support to be provided for annual statutory audit, special sponsors' audit, and internal audit.  Excellent coordination with numerous banks for account maintenance certificates, bank confirmations, annual KYC documentation and other control procedures to continue smooth operations. State bank of Pakistan (SBP) Case submission for outward remittance approval, documentation, and payment process.  Primary & Secondary money market investment/funds placement after market analysis in government securities (T-Bills & PIBs) through auctions from competitive & non-competitive bids.Cash Management module in ERP, funds transfer process, JV booking, creation of monthly master data of banks statements and for closing vouchers reconciliation.  Prepare and oversee bank reconciliations for all accounts, ensuring timely uploads of bank statements into ERP Oracle.  Ensuring treasury policy limits are properly utilized and approvals are documented for treasury transactions. Maintaining effective operational network with all key stakeholders.

·         Exploring and analyzing appropriate investment avenues for the organization.
·         Prepare and present Asset Liability Committee (ALCO) in reviewing and managing liquidity & interest rate risk by preparing annual budgets, financial forecasts, cashflow mapping and portfolio strategies.
·         Cash Management (Cash Forecasting, Budgeting & Generation of funds for timely payments, disbursements and Bank repayment).
·         Primary market investment of government securities through auctions from competitive & non-competitive bids.
·         Secondary market investments including PIBs, T-Bills, TDRs to manage investment portfolio.
·         Coordination with internal departments for forecasts, analyzing borrowing needs, funds requirement and to prepare microfinance sector related information required by banks.
·         Preparation of different projections and comparisons for higher management.
·         Creation of master data and posting to record all investment transactions in ERP (SAP S/4HANA) for smooth reconciliations and Settlements.
·         Prepare weekly newsletter on money market for senior management and any other research reports on the economy with special focus on microfinance sector.
·         Maintaining effective operational network with key Banks and Financial Institutions to ensure smooth operations, money market limits and ensuring to keep approval documentation in place for treasury transactions.

·         Arrangement of All Financing Facilities (RF, CF, ERF, LC, LG, FATR, FIM, TERF).
·         Primary & Secondary market Investments including PIBs, T-Bills, TDR’s, Sukuk.
·         Cash Management (Cash Forecasting, Budgeting, Generation of Funds).
·         Disbursement of Dividends.
·         Preparation of Finance Cost & Stock Reports.
·         Management of all insurances (Plant, Machinery, Fire, Marine) and related matters.
·         Charge Management against Financing Facilities.
·         Management of Banking Relationships.
·         Management of Foreign Trade Portfolio (Raw Material & Machinery import of Four Plants & Exports).
·         EIF (Electronic Import Form) Management.
·         Dealing with Insurance of imported items and arrangement of survey and claim against insurance policies.
·         Preparation of EE/EF Statements.
·         Management of Letter of Guarantees issued in favor and on behalf of Bestway.
·         Preparation of Different Projections and Comparisons for Higher Management.
·         Ensuring, record of all transactions in ERP for smooth reconciliations and Settlements.
·         Assist in Establishment and Management of Treasury Policies and Procedures.
·         Monitoring and managing all other Treasury Operations.

Foreign Exchange rates negotiation of both inward and outward remittances

·       Export rebates handling, processing and submission of return documents.
·       Exports EE/EF financing preparation and submission to State bank of Pakistan.
·       Data controlling.

Reporting to Manager and good relationship with all stakeholders