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خلاصہ
Motivated professional looking for a position in accounting and finance where I can utilize my skills, put my learning into practice and make a contribution. I am eager to learn and excited about beginning my career in a dynamic industry with the intention of securing a career with opportunity for challenges and career advancement, while gaining knowledge of new skills and expertise.
I have approx. two years experience in credit risk analyses under Alcatel-Lucent Global Credit Operations Organization and in Nokia Structured Finance Credit Products. During my work tenure, I gained valuable experience working closely with my managers and other colleagues with the ultimate objective of proposing credit ratings for the company's customers enabling concerned teams to understand the credit risk associated with obligatory and to take informed decisions while dealing with customers.
تجربہ
Customer Credit Analyst
As a credit risk analyst i carried out in-depth financial statements and market analyses to determine the creditworthiness of Nokia customers and proposed appropriate credit ratings. I co-operated with customer teams, regional treasury & structured finance to understand and help all relevant teams understand the credit risk associated while dealing with customers and suppliers. Also, i proactively followed up with customer business controllers for rating purposes & other relevant functions to obtain and provide useful information supplementary to the analyses & rating process.
Global Credit Analyst
As a Global Credit Analyst, i managed Alcatel-Lucent's credit exposure through in-depth analysis of qualitative & quantitative factors and assigned risk rating, credit limit and suggested to secure exposure through appropriate security where necessary. I carried out thorough financial and market analysis to understand, and help relevant functions within the organization understand the credit risk associated with a specific customer or, within a specific market. I analyzed and incorporated various components of risk management in my analysis such as project level risk,sovereign risk, past payment behavior, market competition and any available insurance options.
Management Trainee Officer - Credit Risk Analyst
Tasks were the same as Global Credit Risk Analyst.
