خلاصہ

Hands-on Relationship Manager strong sales management, executive leadership, and business acumen with strong record of success across banking sectors. Solid record of increasing bottom line results and shareholder value.


I am an impeccable, progressive and strategic Relationship Manager with expertise in driving performance and reducing inefficiencies having more than 05 years’ comprehensive experience in management and leadership roles with extensive knowledge in the areas of branch banking operations, sales, credits, loans, finance, business development and customer service. Proven track record of leading branch expansion, staffing and risk mitigation processes. Additional strengths in business development, banking compliance policies, correspondent banking, monitoring and analyzing sales trends. A commitment to learning and independent work habits serve to produce skills that transfer to a high level of professionalism. Proven record of cultivating, maximizing, and maintaining client relationships with an effective record of creating long- term business alliances and identifying new business opportunities. Elite communicator with the ability to translate leadership vision into executable plans for teams.


My key skills include Banking Operations Management, Business Planning & Analysis, Assets Management, Credit Risk Analysis, Risk Mitigation/Assessments, Budgeting & Cost Reduction, Client Relationship Management, Cross Functional Skills, Strategic Planning & Analysis, Customer Service, Executive Communication and Microsoft Office


My professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such I would welcome a discussion regarding opportunities with your organization that fit my background.

پراجیکٹس

Kainat ngo

تجربہ

کمپنی کا لوگو
Relationship Manager
U Microfinance Bank Limited
ستمبر ۲۰۱۸ - مارچ ۲۰۲۰ | Kandhkot, Pakistan


Performed a wide range of banking transactions in a timely, accurate, and efficient manner, ensuring superior customer service and compliance with all banking regulations, policies, and procedures.
Sustained high level of professionalism, integrity, customer satisfaction and sales growth by utilizing a diversity of marketing methods; address needs and requests, adhered to customer service standards and protocols.
Developed and strengthened professional working relationship with a wide range of customers, by meeting and exceeding customer expectations and requirements within the department.
Successfully established new business opportunities, as well as produced and executed sales plans and strategies focused on credit and active cross-selling of management.

کمپنی کا لوگو
Credit Administration Officer
Khushhalibank limited
مئی ۲۰۱۵ - ستمبر ۲۰۱۸ | Kashmore, Pakistan


Monitored violations of credit policies, provided analysis, conclusion and recommendations, presented findings to senior management and suggested actions or penalties to be taken when appropriate.
Held accountable for the market/business analysis, financial analysis (including sensitivity analysis projections) and structure analysis in the credit report.
Effectively executed follow-ups on pending agreements and delivered excellent customer service through daily interaction with all customers.
Negotiated documentation and payment terms with customers to ensure transactions are properly secured.

تعلیم

University of Sindh
بیچلرز, , MBA‎
Human Resource Management
فی صد 69%
2014
Sindh Agriculture University
ماسٹرز, بیچلرز ان سائنس, B.Sc (Hons)‎
Agri. Entomology
فی صد 73%
2013
B.I.S.E SUKKUR
انٹرمیڈیٹ / اے لیول, , F.Sc Pre-Medical‎
فی صد 62%
2008
B.I.S.E Larkana
میٹرک / او لیول, , Matric in Science‎
فی صد 74%
2006
Larkana Board (BISE Larkana)
نان میٹرک, Matric in Science‎
مکمل
2006

پیشہ ورانہ مہارتیں

ماہر Accounts Acquisition
ماہر Accounts Administration
ماہر Activity Controls
ماہر Admin Assistantce
ماہر Agricultural Financing
ماہر Agriculture Credit
ماہر Analytic Thinking
ماہر Analytical Problem Solving
ماہر Analytical Skills
ماہر Asset Management
ماہر Audit Management
ماہر AutoCAD Command
ماہر  Talent Acquisition
ماہر B2B Business Development
ماہر Banking
متوسط Bio Surgery
ماہر Branch Administration Skills
ماہر Branch Banking
ماہر Branch Management
ماہر Branchless Banking
ابتدائی British Accents
ماہر Budgeting
ماہر Business Acquisition
ماہر Business Building Strategies
ماہر Business Development Skills
ماہر Business Loans
ماہر Business Networking
ماہر Business Portfolio Management
ماہر Business Strategy
ماہر Communication and Interpersonal Skills
ماہر Compliance Analysis
ماہر Configuration Switches
ماہر Conservation Awareness
ماہر Control Points Knowledge
ماہر Coordination Skillss
ماہر Credit Proposal
ماہر Customer Acquisition
ماہر Customer Focused Selling
ماہر Customer Orientation
ماہر Customer Relationship Management
ماہر Database Management 
ماہر Excellent Interpersonal Skills
ماہر Finance Administration
ماہر Financial
ماہر Financial and Budgeting Skills
ماہر Fincane Reporting
ماہر Fraud Risk Management
ماہر Frequency Analysis
ابتدائی Go-to-Market Strategy
ماہر HFO Operations Handling

زبانیں

ابتدائی پنجابی
متوسط انگریزی
ماہر اردو

My Video Introduction