Facilitated the successful loan approvals of over 30 million in agricultural loans for small-scale businesses and farmers, resulting in increase in rural employment. Collaborated with local business owners to better understand their needs and nancial requirements; provided tailored advice on the most suitable loan products available that met those specific needs. Actively monitored the progress of all agricultural loans, ensuring that payments were made on time and within budget constraints. Assessed creditworthiness of applicants based on income level, interest rate or collateral value as necessary before granting any loan approvals; improved accuracy levels. Advised clients regarding risk management strategies when taking out long-term loans such as crop insurance policies, hedge funds or diversifying investments portfolios for maximum protection. Collectively used skills. Credit Analysis Financial Analysis Risk Assessment
Loan Origination Loan Servicing Regulatory Compliance Agricultural Industry Knowledge Relationship Management Data Entry and Record Keeping. I was also posted as Assistant Manager Operations. Managed all banking operations and dealt with customer service issues. . Coordinated with other branch managers on some projects. . Performed internal audits to ensure efficient banking operations. . processed loan applications, kept transactions record. Developed productive relationships within the local business community. . Approved loans and line of credit requests. . Evaluated new customer accounts with complete compliance of the nancial regulators guidelines and bank's internal policies and procedures. . Prepared weekly and quarterly operations reports. . Performed period risk assessments and prepared related documentation. . Monitored work and prepared staff schedules

General Cader

JD to handle all operations inside the branch and report to HO

Working as Teller Services Ofcer at MCB was an excellent opportunity to learn the working style of banking industry. by working at MCB Bank, Provided account services to customers by receiving deposits and loan payments; cashing cheques, issuing savings withdrawals, recording night and mail deposits, selling traveler cheques and bonds, answering questions in person or on the telephone, referring to other bank services. Reconciles cash drawer by proving cash transactions, counting and packaging currency and coins, and other transactions, turning in excess cash and mutilated currency to the head teller, maintaining a supply of money and currency. Complies with bank operations and security procedures by participating in all dual-control functions, maintaining customer trafc surveys, auditing other teller's currency, Maintaind customer condence and protected bank operations by keeping information confidential. November 2015 - April 2017 November 2015 - April 2017 Contributed to team effort by accomplishing related results as needed by completing KYC, AML and CFT requirements diligently by ensuring compliance of Regulatory authorities requirements. Working in branch banking environment gained lot of experience in building strong customer relationships to maximise the bank profit. Extra learned skills that I have, . Excellent attention to detail. . Verbal and written communication. . Good mathematical and analysis skills. . Thorough knowledge of banking and financial services. . Ability to use banking and financial programs. . Great customer service skills. . Problem-solving and critical-thinking skills.

I worked in Operations and also in business development....

Teaching Pakistan Study HSC, Secondary Maths, Computer Science And also House Mastet