Compliance of credit procedure including proper assessment of credit requests, finance size, purpose and  tenure.
Responsible to ensure completeness of finance documents and assessing that each finance application is in compliance with credit policy & procedures and other guidelines circulated from time to time. Pre-disbursement borrowers verification.
Ensure define 100 of borrowers verification as per applicable protocols major responsibility is to verify credit worthiness, reputation and repayment capacity of the applicant and guarantor based of local knowledge and demographics. Ensure existence of borrower and guarantor and their businesses through verification of home & business addresses etc.
To identify service quality lapses or breach of ethical/ Professional behavior by sales team (ROs)
To identity any severe nature non Compliance during verifications and initiating finance application cancelation.
Any other duty assigned by the seniors.

Handle Cash Flow.
Update and approval of D.O.
Update dealer ledgers.
Update dealer payments and ageing.
Update sales order in ledgers.
Arrange to post dealers credit/debit note.
Generate sales tax invoices.
Interact with internal auditors for audit.
Checking and recording incoming and outgoing goods to and from the warehouse.
Performing physical counting of goods and reconcile with H/O reports.

Achievement of SKU wise & dealer wise sales target along with the collection.
Building & maintaining relationships and networks with assigned dealers.
Handling dealer activation activities.
Collecting & analyzing competitor intelligence.
Coach & train dealers & their sales force on product knowledge, grooming their sales merchandising skills.
Keep track on Red areas through TSMs Dashboards for the assigned territory and plan to implement strategy for improvements.

Sales & Collection
Building & Maintaining network
Handling & Activation dealers
Collect & Analyzing competitors intelligence
Coach & train & their sales forces

Sales Management reports regarding market intelligence and competitors activities
Manage to achieve sales targets
Recover payments from dealers and maintain dealers accounts.

Working in Oracle & Accounts Receivable System, Handling Petty Cash, Dealers invoices generation, Daily cash & banking matters. Dealers Reconciliation.

Directing, monitoring and coordinating Sales & Accounts process evaluations and plans, to guarantee best results and process productivity in accordance to daily / monthly Sales & Collection plans and schedule. br/b/li
libConducting daily and weekly meetings with Sales Team for Sales Planning and executionbr/b/li
libBank reconciliations br/b/li
libPetty Cash Handlingbr/b/li
li
bMaintain the Customer ledgers and Reconciliation with dealers./b /li
/ul/div