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خلاصہ
As a dedicated and results-driven Account Executive one year and Recovery Officer with Six months of hands-on experience, I have consistently demonstrated a strong commitment to client satisfaction and excellence in financial services. My expertise lies in cultivating and managing client relationships, providing tailored financial solutions, and driving revenue growth.
Over the past year, I have successfully originated and closed a diverse range of loans, including mortgage loans, personal loans, and small business loans. My ability to understand clients\' financial needs and offer customized loan solutions has resulted in a high client satisfaction rate and a proven track record of meeting and exceeding sales targets.
I excel in conducting comprehensive financial analyses, assessing creditworthiness, and navigating complex loan application processes. Leveraging strong communication skills, I have effectively communicated loan terms, conditions, and options to clients, ensuring transparency and building trust.
In addition to my proficiency in loan origination, I bring a strategic mindset to account management, collaborating seamlessly with internal teams to streamline processes and improve overall efficiency. My dedication to staying informed about industry trends and regulations positions me as a knowledgeable professional in the ever-evolving financial landscape.
I am eager to contribute my skills and drive for excellence to a dynamic team, bringing a fresh perspective and a proven ability to deliver exceptional results in the finance and lending sector and recovery Management
تجربہ
Recovery Officer
divpcredit products through marketing, door to door visits, group meetings, brochures or any other materials provided by the bank.Preparation of financial appraisal including, cash flow analysis, income statement to determine repayment capacity of borrowersFilling and completion of loan documents including loan application form, post-dated cheques, guarantor forms, demand promissory and other related documents.Ensure that the sales targets are achieved as set by the management.Monitoring of proper loan utilization after loan disbursement and to immediately inform supervisor in case of miss-utilization of loan.Ensure timely recovery of loans.Any other task assigned by Management./p/div
Recovery Officer
Identifying and managing a portfolio of delinquent loans
2. Conducting phone calls and site visits to customers to assess their financial situation and discuss repayment options
3. Negotiating and agreeing on repayment plans with customers
4. Monitoring and follow-up on repayment plans to ensure compliance
5. Taking legal action when necessary to recover debts
6. Collaborating with other departments, such as credit and risk management, to identify and mitigate potential risks
7. Providing financial counseling and education to customers to help them manage their debt and improve their financial stability
8. Maintaining accurate records and reports on delinquent loans and recovery efforts
Account Executive
Account Executives build and maintain relationships with clients. They serve as the main point of contact and work to understand the client\'s needs, objectives, and expectations.
Sales and Business Development: In sales-oriented roles, Account Executives focus on identifying new business opportunities, presenting products or services to potential clients, and closing deals. They may also work on upselling or cross-selling to existing clients.
Strategic Planning: Account Executives often collaborate with clients to develop strategic plans that align with their goals. This may involve creating marketing or advertising campaigns, setting sales targets, or outlining a communication strategy.
Communication: Strong communication skills are essential for Account Executives. They need to convey ideas, updates, and information effectively, both internally within their organization and externally with clients
