خلاصہ

With nearly two decades of experience in collections and recovery across banking and real estate, I bring a proven track record of success in maximizing returns and mitigating financial risk. I'm a seasoned leader passionate about building high-performing teams and implementing effective strategies to achieve financial goals.

تجربہ

کمپنی کا لوگو
Recovery & Collection Head (RCH)
Renaissance International Pvt Ltd. Lahore Motorway City
جون ۲۰۲۲ - موجودہ | Lahore, Pakistan

Manage and analayzied   portfolio  unresolved debts. Develop effective repayment plans. Ensure the follow-up with clients on overdue accounts. Oversee all monthly payments and refunds. Research and implement effective collection techniques. Perform all administrative duties related to ensuring office efficiency. Create monthly credit records. Respond to client account queries in a timely and professional manneovment of recovery. 

کمپنی کا لوگو
Sr. Officer Specialist / Legal Recovery C.SAM-Central
Askari Bank Limited
اپریل ۲۰۱۹ - فروری ۲۰۲۲ | Lahore, Pakistan



Collaborated with team members to achieve target results.


Offered friendly and efficient service to customers, handled challenging situations with ease.


Maintained excellent attendance record, consistently arriving to work on time.


Prepared variety of different written communications, reports and documents.


Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting.


To manage the legal portfolio  Attend Court Hearings  Coordination with Lawyer  Conduct Portfolio analysis  Deals in recovery of credit Card, personal Loan, Smart Cash, auto Loan  Manage/Recover and Repossession of default vehicles  Make settlement proposals  Skip tracing of default customers by using different skip tracingtools  To manage the arrest activities of defaulters  Conduct field visits / telephonically follow up  Any other task assigned by the Line Manager


s.

کمپنی کا لوگو
Sr Officer Specialist Recovery Consumer SAM-Central
Askari Bank Limited
نومبر ۲۰۰۵ - فروری ۲۰۲۲ | Lahore, Pakistan


 To manage the legal portfolio
 Attend Court Hearings
 Coordination with Lawyer
 Conduct Portfolio analysis
 Deals in Secured / Un Secured Portfolio
 Manage/Recover and Repossession of default vehicles
 Make settlement proposals
 Skip tracing of bank defaulters using different skip tracing tools
 To manage the arrest activities of defaulters
 Conduct daily visits and telephonically follow up

کمپنی کا لوگو
Recovery Officer Unsecured -Consumer SAM April 2013 - March 2019
Askari Bank Limited
اپریل ۲۰۱۳ - اپریل ۲۰۱۹ | Lahore, Pakistan



Conduct daily visits /telephonically follow up


To manage the NPL portfolio


To keep track of due installments on monthly basis


To ensure that the assigned monthly Collection targets are achieved regularly


Established contact with customers through Calls, Emails


Regularly approaching to customers.


Make settlement proposals


Maintained excellent attendance record, consistently arriving to work on time.


Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting.


Developed team communications and information for meetings.

کمپنی کا لوگو
Debt Collection Officer CBSG
Askari Bank Limited
نومبر ۲۰۰۵ - مارچ ۲۰۱۳ | Lahore, Pakistan



Learned new skills and applied to daily tasks to improve efficiency and productivity.


Carried out day-to-day duties accurately and efficiently.


Proved successful working within tight deadlines and fast-paced atmosphere.


Used coordination and planning skills to achieve results according to schedule.

Conduct portfolio portfolio analysis.
Manintain daily visitaion to customer
Maintain daily calls / Follow up/ Reminder/ Notices
Maintain Daily weekly quarterly yearly Targets

تعلیم

Superior University Lahore
ماسٹرز, ماسٹرز ان بزنس ایڈمنسٹریشن, ‎
Marketing Management
CGPA 3.1/4
2004
University of the Punjab
بیچلرز, بیچلرز ان کامرس, Mba Markiting‎
Commerce
2001
Punjab College of Commerce (PCC)
انٹرمیڈیٹ / اے لیول, , MBA ‎
Accounting & Finance, Commerce
فی صد 53%
1998

پیشہ ورانہ مہارتیں

ماہر Cooordination Skills
ماہر Having Good communication skill
ماہر Problem Solving Skills.

زبانیں

ماہر انگریزی

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