I am qualified MBA Finance with 6.4 year working experience in Credit Department. Knowledgeable and innovative professional whose success is based on integrity, exceptional customer service, efficiency, and ambition. Carry out credit analysis and requests on customers. Interpret documentation to make appropriate decisions. Recommend loan approvals or denials as well as limits.
Assessing loan applications’ compliance with Credit Policy, assess loan parameters for credit issuance decisions based on policy and regulatory guidelines and allowing loans.
Quality assurance of Data entered by the branches in PIBAS System
Maintain tracking of case processing and rejections on daily basis. Issue and maintain discrepancy Memos against rejected credit cases. Maintain credit cases rejection data to evaluate processing efficiencies of branches & assessing training needs.
Ensure and achieve optimal credit case processing on daily basis and to keep minimum credit cases backlog. Conduct on job training to Verification Officers and field staff. Suggest revision in loan processing, procedures or documentation to improve credit controls and support business. Update the branches for any change /
Amendment in credit policy and procedures.
Feedback on probation progress report of Verification Officers
Credit Moterining and Credit Review files.
Pre verification All Credit files.
Complete all documents in Credit files.
Compliance credit file.
Moterining All Credit activities in Branche.