خلاصہ

MBA degree holder from LSE with over 4 years of experience in credit risk management and banking.

تجربہ

کمپنی کا لوگو
Credit Analyst
United Bank Limited (UBL)
جولائی ۲۰۲۱ - موجودہ | Lahore, Pakistan

Portfolio management of 200+ corporate accounts for Central/North Region (including Islamic).

Perform financial and business analysis of Corporate and Institutional clients.
Implemented Risk Review in light of Corporate Credit Policy and SBP regulations.

Follow up with business through MIS/Overdues, PMCs and Business Reviews meetings.

Coordination with departments regarding NPL accounts and remedial management with SAM.

Provided guidance to business on credit related issues to ensure quality of credit proposals, credit policies and regularity guidelines.

Preparation of BOD Summaries and Business Briefs for review by senior management.

کمپنی کا لوگو
Credit Analyst
Habib Metropolitan Bank Ltd
مارچ ۲۰۱۸ - جولائی ۲۰۲۱ | Lahore, Pakistan

Managing of assigned credit portfolios

Conducting analysis of credit proposals/NOCs/other credit requests generated from Credit Hubs (Retail, Commercial & CIBG for conventional & Islamic) & provide recommendation for approvals

Interaction with Relationship Managers/Hub Managers/Zonal Credit Managers to conduct client visits and to prepare risk sheets

Identification of risks & suggest Remedial actions were applicable

Monitoring of assigned portfolio & follow-up with Zonal Credit Managers/Unit Heads for recovery of overdue

Conduct Industry reviews, Peer Group Analysis and Prepare RACs

Actively involved in SBP and Board Credit Committee reporting

کمپنی کا لوگو
Credit Analyst
Habib Metropolitan Bank Ltd
مارچ ۲۰۱۸ - جولائی ۲۰۲۱ | Lahore, Pakistan

Managing of assigned credit portfolios

Conducting analysis of credit proposals/NOCs/other credit requests generated from Credit Hubs (Retail, Commercial & CIBG for conventional & Islamic) & provide recommendation for approvals

Interaction with Relationship Managers/Hub Managers/Zonal Credit Managers to conduct client visits and to prepare risk sheets

Identification of risks & suggest Remedial actions were applicable

Monitoring of assigned portfolio & follow-up with Zonal Credit Managers/Unit Heads for recovery of overdue

Conduct Industry reviews, Peer Group Analysis and Prepare RACs

Actively involved in SBP and Board Credit Committee reporting

کمپنی کا لوگو
Mangement Traniee Officer
Habib Metropolitan Bank Ltd
اگست ۲۰۱۷ - فروری ۲۰۱۸ | Lahore, Pakistan

As Management Trainees we went through rigorous in class and on the job trainings. Key areas of the training program were General Banking, Credits and Trade Finance.

For full exposure to the banking industry we were provided brief trainings on Risk Management, Islamic Banking, Treasury, Compliance and other key areas of banking.

تعلیم

Lahore School of Economics
ماسٹرز, ماسٹرز ان بزنس ایڈمنسٹریشن, Marketing And Finance‎
Marketing, Finance, Business Administration
CGPA 3.71/4
2017
Lahore School of Economics
بیچلرز, بیچلرز ان بزنس ایڈمنسٹریشن, BBA (Hons) Double Majors in Marketing and Finance‎
Marketing, Finance, Economics
CGPA 3.34/4
2016
Lahore Grammar School, JT
انٹرمیڈیٹ / اے لیول, اے لیول, A Level CIE‎
Business Studies, Economics, Accounting
فی صد 74%
2012
Lahore Grammar School, FSD
میٹرک / او لیول, او لیول, O levels CIE‎
Business Studies, Accounts, Economics
فی صد 73%
2010

پیشہ ورانہ مہارتیں

ماہر Credit Analysis
ماہر Credit Evaluation
ماہر Credit Risk Analysis and Mitigation
ماہر Establishing Credit Lines
ماہر Executive Presentation Skills
ماہر Microsoft Applications Experience

زبانیں

ماہر انگریزی
متوسط اردو