01 - Manage the preparation of the company Budget.
02 - Producing financial reports related to budgets, account payables, account receivables, expenses etc.
03 - Review financial data and prepare monthly and annual reports
04 - Contract outside services for tax preparation, auditing, banking, investments, and other financial needs as necessary
05 - Prepare and post monthly accruals, prepayments and similar accounting entries.
06 - Monitor the day-to-day financial operations within the company, such as payroll, invoicing, and other transactions
07 - Reconciliation of Banks Accounts
08 - Verification of the pricing calculation in invoices and review, reconciliations with the client ledger and sales control ledger
09 - Provide different report as per requirement of management
10 - Preparation of aging analysis of receivable and payable on the time basis

 Property Consultant (Real Estate Services and Providers)
 Banking Consultant
 Insurance Consultant and Social Worker (House, Car, Life Insurance)

Operation Manager / AVP in Jodia Bazaar & Cloth Market Branch Karachi – Pakistan
Purpose : Efficiently and effectively manage, handle and supervise all operational functions of the branch in line with the applicable rules, procedures and controls
Principal Accountabilities
Operational:
 Managing that all the budgeted targets are achieved, and provide highest level of customer services within as well as outside the branch. Enhance the sales of banks’ products that is not limited to Consumer Finance and Liabilities
 Managing supervising and handling day-to-day branch operational functions related to area of Cash, Customer Account, FDRs, SWIFT, Remittance, Account (FCU), HR, Credit Administration, Foreign Trade and Guarantees, Lockers, I.T., ATM, General Communications and Security.
 Supervise scanning of customer signature.
 Review of general ledger, all suspense accounts, and Inter Branch and Nostro accounts.
 Review of all critical system reports
 Joint custodian of vault and safes including numbered stationery
 Reporting and coordination with County Operation Head for adherence to and development of SOPs
Compliance:
 Positive internal audit rating with low incidents of audit objections
 Complete adherence to SOPs and its periodic review for suggesting changes in policies and procedures
 Full compliance with SBP and other regulatory requirement (including account opening, KYC, AML, and customer complaints, etc)
Management:
 Recruitment of appropriate and requisite staff as per approved organization chart in coordination with Branch/Area Manager
 Enhancement of staff skills through training and job rotation as per HR training policies
 Optimization of staff productivity
 Ensure high morale and low turnover of staff
 Educate the staff regarding operational controls and procedures
Documentation:
 Timely submission of all SBP reports with 100% accuracy to avoid penalty
 Preparation of reports related to branch wise currency posi

Operation Manager in Jodia Bazaar Branch – Karachi – Pakistan (Sept ‘04 to Sept’ 05)
Head of Foreign Trade in Main Branch - Karachi – Pakistan (Dec ‘03 to Sept’ 04)
Purpose : Efficiently and effectively manage, handle and supervise all operational functions of the branch in line with the applicable rules, procedures and controls
Principal Accountabilities or Key Roles: Operational, Compliance, Management, Documentation, Planning and Controls, Problem Solving & Service, Other Responsibilities from Management

Foreign Trade Department (Aug’ 01 to Dec ‘03)
 Opening Letter of Credit, Import Document Checking, acceptances, monitoring of maturities and payments, Preparation of all Trade related messages on SWIFT System,
 Export Letter of Credit Advising and E-Form Certification, Lodgment and Realization of Export documents, Negotiation of Export Documents
 Export Refinance Part-II., verification of EE-Form, EF- Forms from SBP and monitoring of Export performance.
 Opening of Guarantee, Amendment, after issuance of enquiry for confirmation, monitoring of guarantee expiry and sending reminder letters
 Time to time Enquiry for Reporting section SBP, Full compliance with prudential regulation, Foreign Exchange Manual SBP and UCP other regulatory requirement.
Customer Services (Jul ‘00 to Jul’ 01)
 To ensure that good quality and complaint-free service is provided to customers, Sales & Purchase travelers Cheque and Traveling Quota Issuance , New Account Opening & Closing, Local & Foreign Inward & Outward Remittance, All Transaction Supervision pertain to Operation Department, Issuance and Payment National Saving Certificates Registered & Defense Saving Certificate & Related Commission Claim with SBP, Issuance and Stock Keeping for Security Stationery, Issuance Pay-Order, Demand Draft, Full compliance with SBP and other regulatory requirement (including account opening, KYC, and customer complaints, etc)
Cash Department (Apr ‘96 to Jun ‘00)
 Head Teller, Ensure that good quality and complaint-free service is provided to customers, Quick disposal of customers at cash counters, Ensure that cash held on premises and tills is within insurance limit, Ensure accurate balancing of daily cash, Issuance/encashment of travelers cheques/foreign monies, Processing of Inward & Outward Clearing, To arrange cash local and foreign currencies from SBP and other Banks, Export Foreign Currency Notes, Strict compliance of rules and regulations of SBP and other agencies,

Prudential Commercial Bank Ltd (May’ 95 to Mar’ 96)
 Chief Cashier, Arrange Cash Local Currencies from SBP & other Banks, Local Remittance, Fixed Term Deposit Certificate Issuance,

 Customer Services, Account opening, Term Deposit Certificates, Inward & Outward Clearing, Remittance, and Cash handling.

 Inward & Outward Clearing, Remittance, Posting CD & PLS Register, Daily Cash Book and Teller