•Utilized advanced financial and spreadsheet software (Google Sheets, QuickBooks & NetSuite) for complex tasks, ensuring data accuracy and insightful financial reports.•Supported strategic decision-making through data analytics skills, process automation, and financial scenario planning.•Maintained strong internal controls and compliance for financial transactions.•Analyzed claim trends, identified potential fraud risks, and assisted with high-value claims processing.•Optimized departmental operations, managed staff, and streamlined processes through project leadership.•Managed taxation matters along with Invoicing and Purchase Orders.•Fostered collaboration across departments (Sales, Underwriting, Claims, Risk Management) and with external vendors and clients.•Managed Accounts payables and Accounts receivables with bank reconciliations.

•Utilized advanced financial and spreadsheet software (Google Sheets, QuickBooks &     NetSuite) for complex tasks, ensuring data accuracy and insightful financial reports.•Supported strategic decision-making through data analytics skills, process   automation, and financialscenario planning.•Maintained strong internal controls and compliance for financial transactions.•Analyzed claim trends, identified potential fraud risks, and assisted with high-value   claims processing.•Optimized departmental operations, managed staff, and streamlined processes   through project leadership.•Managed taxation matters along with invoicing and purchase orders.•Fostered collaboration across departments (Sales, Underwriting, Claims, Risk   Management) and with external vendors and clients.•Managed Accounts payables and Accounts receivables with bank reconciliations.

Conducting in-depth financial analyses and credit/debit analysis.
Developing financial forecasts, financial models, financing scenarios, and other capital management documents to inform strategic decision-making.
Preparing and managing short- and long-term cash flow projections and assessing financial performance against established GCC, African and North American business benchmarks.
Asset management along with CAPEX and OPEX budgeting
Managing financial compliance (SRB, FBR, WHIT, SECP) with tax regulations, including month-end local + GCC tax computations, VAT, Excise Tax, statuary taxation, and corporate taxation.
Invoicing along with local and international bank trade finance activities and vendor management operations.

Managed financial operations for international and local shipments (A/P, A/R).
Analysed transportation costs, prepared financial reports, & ensured accurate month-end close.
Assisted with budgeting & forecasting for logistics operations revenue, expenses).
Maintained financial controls, managed vendors, & supported internal audits (compliance).
Strong financial analysis (Excel), communication, & understanding of logistics.

Analyzed cyber security market & financials, built financial models for int'l solutions (revenue, profitability).
Partnered on int'l financial planning & budgets, monitored variances, conducted cost-benefit analyses.
Supported financial aspects of int'l expansion, navigated currency fluctuations & local tax regulations.
Communicated complex financial data for cyber security solutions (technical & non-technical audiences).

Managed CAPEX and OPEX-based projects and their payments. Effectively managed the Profit & Loss Statements along with Financial budgeting.
Managed IT financial processes (accounts payable/receivable, asset management).
Introduced new automation techniques to streamline central HBL IT-based payments and remunerations nationwide and international branches, achieving a 30% efficiency gain. Proven ability to implement innovative solutions to improve efficiency.
Prepared and presented weekly and monthly end financial reports for IT projects and their budgets, ensuring accurate and timely reporting.
Strong financial modelling & analysis skills, and financial accounting knowledge (GAAP/IFRS).

Processed foreign currency transactions (buy/sell) with accuracy & GCC Compliance.
Maintained meticulous financial records for Money Exchange adhering to regulations.
Reconciled bank statements, Profit & Loss, Budgets and identified & resolved discrepancies.
Prepared financial reports (daily/monthly) for management.
Assisted bilingual multicultural customers with inquiries on exchange rates & transactions

Processed int'l payroll (taxes, deductions) for Advertising & Printing agency.
Maintained accurate & timely payroll data, ensured on-time payments.
Generated compliant payroll reports for mgmt & tax authorities (UAE & international.
Supported payroll inquiries & collaborated with HR/Finance (Arabic & English).

*Provided exceptional customer service to corporate clients, ensuring their satisfaction and fostering strong relationships.*Assisted in the delivery of a comprehensive range of financial services, including loans, cash management, and trade finance.*Contributed to branch operations and product development, demonstrating a well-rounded understanding of banking practices.*Prepared insightful branch financial reports and presentations, effectively communicating financial performance and trends.*Assisted in developing and implementing risk management strategies, safeguarding the branch from potential financial losses.