Processing about approximately 3-5 Million AED limits Credit Cards everyday.
Ensure all documents available & valid. Data capture form the application form the bank system and to perform exposure check & negative list checks for the customer as per bank policy.
Performing Pre-Screening Checks required for Credit Cards.
Reviewing all KYC documents for Credit Cards such as Pay slips and Salary Certificate.
Ensuring compliance of mandatory credit and lender policy are in place.
Deciding and calculating the credit limits and DDA rates based on requested limit and salary of applicant.
Performing system checks such as restricted list, World Check, DNRD, and company CIF.
Capturing liabilities of applicant form other banks with FTS or Process id provided.
Pulling out Al Etihad Credit bureau (AECB) and capturing the liabilities as per the Credit Card Scheme selections.
To ensure daily MIS is maintained and forwarded to team Leader/Manager.

Handle Cash related transaction which include Cash receipt, Payments, Clearing, Remittances, Exchange of Denominations.
Buy or sell foreign currencies or value on the foreign exchange market on your own account or on behalf of a customer or institution in order to make order.
Administer currencies, financial exchange activates deposits as well as company and voucher payments. Prepare and manage guest accounts and take payments by cash, credit card and debit card.
Give the customer or client information about financial products, the financial market, remittances or type of financial data.
Perform administrative task such as filing up reports and maintaining mail correspondence.
Accurately recording all financial transactions, usually on computer system.
Preparing balance sheets, processing invoices, recording accounts payable and accounts receivable, producing financial forecasts.
Inform customer about foreign currency.

Handle Cash related transaction which include Cash receipt, Payments, Clearing, remittances, Exchange of Denominations, Credit Card Payments, Fee Payments, Cash advances, Cash Sorting and Utility receipt as per Bank’s policies and procedures.
Interact with ATM In-charge for replenishing the notes in ATM machine on daily basis, ensure balancing is made daily. Perform physical checking of notes being kept in ATM.
Examine Cheques for endorsement and to verify other information, such as Dates, Bank name, identification of person receiving payments and the legality of the document.
Handle Account transfer, GL, FTs, Issue banker Cheque and related transaction as per bank’s policies and procedures.
Processing of inward Clearing, Outward Clearing, Normal Clearing, Same day Clearing, Intercity Clearing.
Receiving cash form customers for deposit in the accounts and Preparation of transfer instruments i.e. PO/DD/TT/CDR etc.
Resolve problem or discrepancies concerns customers, accounts. Monitor bank vaults to ensure cash balance are correct.
Maintaining monthly, weekly, and daily reports of transaction.