Develop and provide comprehensive training, ensuring team members are well-versed in CDD and
EDD processes and compliance requirements.
• Continuously assess existing processes and identify opportunities for optimization.
• Undertaking the CDD process for new and existing clients in accordance with the relevant laws and
regulations, internal guidelines, policies, processes & procedures.
• Ensures that quality work performed during performance of Reviews.
• Develop and review processes and suggest improvement wherever required.
• Communication with internal team to ensure CDD reviews are undertaken promptly; follow up as
necessary to manage outstanding CDD’s

Ensure timely review & Close KYC/CDD cases of new and existing clients.
• Ensuring customer profiles being updated periodically and also when any Event Based/Triggered
review arises.
• Investigating the risk of money Laundering, terrorist financing, any sanction element, Identification
of PEPs, NPO/NGO & other High-Risk accounts, Adverse News.
• Dashboard reporting to Unit Head/Departmental Head pertaining to CDD cases.
• To ensure Quality Assurance of the test performed on CDD Team BAU activities and escalation of
gaps and suggestion for such improvements.
• Coordinate & resolve potential gaps of the system/procedures/policies etc.
• To ensure proper tracking of cases through effective MIS/reconciliation of all KYC/CDD reviews.
• Conduct team meetings, huddles and come up with ideas to bring constant improvement in the
processes.

• Ensures that quality work performed during performance of Reviews.
• Ensure timely review & Close KYC/CDD cases of new and existing clients in accordance with the relevant laws and regulations, internal guidelines, policies & procedures.
• Ensuring of customer profiles being updated periodically and also when any Event Based/Triggered review arises.
• Identification and verification of customer, its employment/business/financial details and also monitoring of thresholds to know client’s profile consistency (with the bank’s records). If information provided is found to be inconsistent then branches were contacted and clarity is obtained.
• Investigating the risk of money Laundering, terrorist financing, any sanction element, Identification of PEPs, NPO/NGO & other High-Risk accounts, Adverse News, and reporting the same to departmental head so it can be further escalated to compliance.
• Dashboard reporting to Unit Head/Departmental Head pertaining to CDD cases.
• To ensure Quality Assurance of the test performed on CDD Team BAU activities and escalation of gaps and suggestion for such improvements.
• Ensure quality of KYC/CDD review of account or customer by the teams while inculcate & educate the same through awareness sessions, team meetings, huddles.
• Coordinate & resolve potential gaps of the system/procedures/policies etc. and track the same till resolution with line management.
• Ensure that risk issues are identified, analyzed and escalated to the line management for effective mitigating controls timely.
• To ensure proper tracking of cases through effective MIS/reconciliation of all KYC/CDD reviews.
• Conduct team meetings, huddles and come up with ideas to bring constant improvement in the processes.
• Ensure AML/CDD Framework is adhered to; initially the risk methodology/ policies and then the relevant Group Operation risk policies & procedure adherence.
• Ensure that all service standards are maintained by the staff keeping the bank’s integrity in mind.
• Tracking identified risks, monitoring residual risks, identifying new risks, executing risk treatment plans, and evaluating their effectiveness.

divpAssistant Manager – CDD/KYC | Sanctions Compliance Department (OG II)

Responsible for quality review of CDD/KYC documentations done by all business departments (Consumer, Corporate, Commercial, SME, FI).
• Review and assess KYC/CTP documents of New-to-Bank customers (Corporate, Consumer, Commercial, SME, FI).
• Review Periodic KYC documents prepared by all business for High and Medium Risk customers.
Preparation of MIS for Periodic customer risk assessments and for review Unit and Management reporting.
• Review and assess KYC/CTP documents for Top 100 customers’ exercise.
• Review of TBML documents.
• Proactively identify and report any inherent risks to CDD Head for risk minimization.
• Assist in reviewing policies and procedures related to CDD.
• Attend and complete all required HR and on the job training on time.
• Perform Batch Screening with the assistance of I.T, supervising whether the alerts generation are in adherence to the defined parameters and evaluating hits timely through FCM.
• Ensuring TBML Screening is performed timely of the desired information mentioned on TCIF/TCDD forms which includes but not limited to (Applicant/Beneficiary/Signatories/Commodities/Origin of Good/Ports) through FCM, World check and ensuring that no sanction element is involved.

Assistant Manager Compliance -AML (TMS) (OG-II)

• Investigating the potential risk of money Laundering, terrorist financing, sanction and any reputational risk (if associated) with clients considering “Guidelines” and “AML Red Flags” highlighted by State Bank of Pakistan.
• Monitor Transactions in customer’s accounts as per the Alert Handling Procedures Investigate / report suspicious transactions & handle queries related to FMU.
• Monitor Transactions as per the Alert handling process & procedures Liaise with management to develop and investigate strategies.
• Identifying of suspicious transaction and timely reporting of STRs/CTRs (to AML Head to be further reported to FMU) to avoid bank from being penalized.
• Acquiring and reviewing of client’s information and closing respective alerts on SAS.
• Ensure proper follow ups are made with all relevant stakeholders.
• Updating of daily correspondence (conducted with concerned branch) on SAS.
• Manage reports & referrals of suspicious activities as per compliance policy Ensure smooth review of the AML monitoring activities by Auditors and Inspectors.
• Support & advise the First Line of Defense functions / Business Units in development executions and monitoring of first line policies, procedures and controls pertaining to AML/CFT areas.
• Inquire cases to logical closure including raising suspicion to Unit Head AML / CFT / Sanctions./p/div

I am Sufyan ahmed working with MCB BANK LTD as a general naming officer and suppervisor as per need I have banking experience 6 years