خلاصہ

Adaptability, persistence, and a competitive spirit underscore academic successes where goal–setting and balanced judgments have been crucial to delivering results.


I am a highly motivated and performance driven professional with 10+ years’ experience in the banking industry. Astute assessments and decisions have consistently engendered exceptional confidence and support by bank line and credit executives. A commitment to learning and independent work habits serve to produce skills that transfer to a high level of professionalism. Instrumental in formulating standard operating procedures by studying requirements, activities, and reporting formats, assessing proposals, conducting risk analysis, and supervising documents. Astute in identifying performance gaps and recommending solutions that align business and financial plans and deliver ground-breaking results. Ability to build strong rapport with personnel, customers, and associates based on knowledge, professionalism, and integrity with proven track record of increasing department efficiency, establishing processes and exceeding customer expectation.


My key skills include Banking Operations, Customer Service, Banking & Financial Services Management, Asset Management, Loan Documentation & Processing, Banking Risk & Regulations, Cash Handling, Client Relations, Legal Documents, Communication Skills, Problem Solving and MS Office


My professional background and great industrial exposure coupled with an excellent track record makes me an ideal candidate for executive roles. As such, I would welcome a discussion regarding opportunities with your organization that fit my background.

تجربہ

کمپنی کا لوگو
Accounts Executive
Factor LED
اگست ۲۰۲۴ - موجودہ | Karachi, Pakistan


Responsibilities
Maintain incoming payments to their accounts within the billing system and reconcile discrepancies.
Preparing Bank Reconciliation
Record payments accurately in the accounting system and update distributor records accordingly.
Verifying the party bills for payment.
Process daily payments efficiently through RTGS and IBFT systems
Recording transactions in ERP and preparing financial reports for both companies
Preparing Journal Voucher.
Daily Invoicing
Maintain and Reconcile Factory and Warehouse Petty cash
Maintain and Reconcile Factory and Warehouse Inventory
Software using Ledgermax and BMS

کمپنی کا لوگو
Accounts Officer
Kaim Khani & Brothers
مئی ۲۰۲۳ - اگست ۲۰۲۴ | Karachi, Pakistan


Responsibilities
Maintain daily transaction register.
Accounts Payable
Preparing Bank Reconciliation
Balancing daily transactions
Verifying the party bills for payment.
Book keeping
Record keeping for daily vouchers.
Daily Invoicing
Manage Petty cash

کمپنی کا لوگو
CAD Officer
JS Bank Limited
نومبر ۲۰۱۸ - فروری ۲۰۲۲ | Karachi, Pakistan


Responsibilities
Analysis of gold loans proposals.
Checking and Reviewing all post sanction documents asper policy.
Authorization for Gold Finance loan.
Documentation for Appointment of Gold smith valuator for gold finance.
Auction/liquidation proceeding against gold finance.
Authorization for security releasing.
Legal notices / Reminder letters making and follow up.
eCIB verification and market checking.

کمپنی کا لوگو
Operations Manager
telenor microfinance bank
ستمبر ۲۰۱۰ - نومبر ۲۰۱۸ | Karachi, Pakistan


Approving Cheque book & ATM Request and Custodian. Booking TDR & Saving Certificate. Pay order and cheque clearing execution. MWallet Mobile Account Opening. Resolve all easy paisa queries. Co-ordinated with RM/ OM and Head office. Requisition for eCIB & NADRA verification.

Performed a wide range of banking transactions in a timely and efficient manner, ensuring superior customer service and compliance with all banking regulations, policies, and procedures.
Efficiently managed daily operational standards relate to new account opening, account uploading, inward and outward clearing, remittance, Loan Disbursement, fund transfer and relationship management.
Developed and strengthened professional working relationship with a wide range of customers, by meeting and exceeding customer expectations and requirements within the department.

تعلیم

University of Karachi
بیچلرز, بیچلرز ان کامرس, B Com‎
Accounting & Finance, Banking & Finance
2010

پیشہ ورانہ مہارتیں

متوسط Book Keeping
ابتدائی Accounnts Management
متوسط Account Planning
ماہر Accounting
ابتدائی Accounting Cycle Knowledge
متوسط Accounts Administration
ابتدائی Accounts Finialization
متوسط Accounts Payments Handling
متوسط Accounts Receivable Software Command
متوسط Accounts Software Command
متوسط Anti Money Laundering
متوسط Audit Reports Management
متوسط Balance Sheet
ماہر Bank Reconciliation     
ماہر Banking Skills
ابتدائی Business Intelligence
ابتدائی Business Statistics
ابتدائی Complaint Management
متوسط Compliance
متوسط Credit Analysis
ماہر Daily Invoicing
ابتدائی Direct Tax
ماہر Email Writing
ابتدائی Employee Management
متوسط End to End Sales
متوسط Excel Reporting
ماہر Finance Management
ماہر Finance Reporting
متوسط Financial Accounting
ماہر Financial Analysis
ماہر Financial and Budgeting Skills
متوسط Financial Reporting
ماہر Financial Statement Analysis
ابتدائی Human Recourse Management
ابتدائی Internal Audit
متوسط Knowledge Of MS Office
متوسط Ledger Reconciliation
ماہر Microsoft Excel
ابتدائی MYOB
ماہر Operations manager
ابتدائی Payroll Management
ماہر Quality Control Printing
متوسط Quick Books
ابتدائی Remittance
متوسط Social Welfare Management
ماہر Special Effects
ابتدائی Statistical Reporting
ابتدائی Supply Chain Management
متوسط Time Management
ابتدائی Trail Balance

زبانیں

ماہر اردو
متوسط انگریزی

Muhammad آپکے جاننے والے