My Name is Shahzad uzman siddique s/o Muhammad Naeem Siddique (late),
I am a student of MBA in finance from IQRA university,
I work in HABIB BANK LTD as a credit processor,
I have completed my graduation in commerce (B.Com) from Karachi university by Govt Boys Premier College,
I completed my intermediate in commerce (I.Com) from Shaheed Zulfiquar Ali Bhutto Govt Boys Degree College,
I completed my Matric in Science from Bukhshi Polaras High School,
I have completed some short skill courses in which C.I.T from Sindh Govt by Good Shepherd Institute and also learnt Advanced Excel and Computerized Accounting in Excel from Good Shepherd Institute, and also learnt English language from Optimistic coaching center.
I am a credit processor hear since 17th of February 2020, in personal loan which is Term loan and Ready cash which is Eva green product.
My responsibilities are to:
calculate debth berden ratio, Equated Monthly Installment according to rate and tenure and gross income, net income and average balance,Check customer previous loan history via Bureau in which Data check and ECIB,Screen customer whole file , and also send files to be done internal and external verification and deviation,I forward files for approval, and reject file in case of any errors,and also coordinate with region and send them status of any file via E-mail...