• Strong analytical ability
    • Conversant with different statistical tools and strong financial modeling skills involving Financial Statement Analysis and simulation techniques.
    • Excellent computer skills.
    • Good communication skills along with sound mathematical and analytical skills. Ability to withstand and handle pressure
    • Supervision of the following activities:
    • 1. Infrastructure
    • Developing effective business intelligence strategies and analytics solutions to timely identify, assess, measure, and control existing/emerging risks in the loan book and take corrective actions focusing on automation.
    • Develop systems and processes for gathering and storing data for future analytic projects
    • 2. Portfolio Review
    • Aggregate data from multiple sources to provide a comprehensive risk assessment
    • Using AI tools to identify potential risks and predict future outcomes of existing and emerging risks
    • Resolution of system issues, Monitoring and reviewing system changes.
    • Analyze industry trends and macroeconomic data and identify patterns.
    • Complete trend analysis of portfolio regularly.
    • Monitor internal and external data points that may affect the risk level of a decision
    • Develop contingency plans to deal with emergencies.
    • Study SBP regulations, which may affect MMBL, and advise on compliance
    • Development of tools for the quantification of credit and market risk (such as models and stress tests) to ensure continuous validation
    • Lead model/Tools development by vendors.
    • 3. Market Risk Management
    • Review existing market risk portions in the risk management procedures and propose amendments because of changing dynamics, industry practices, and the bank s nature and scale of operations; develop manuals to mitigate them in line with the agreed risk strategy.
    • Identify, measure, and mitigate market /liquidity risks at all levels.
    • Manage Middle office as per Risk Procedures
    • 4. IFRS9 Implementation In coordination with Finance
    • Carrying out periodic responsibilities for the Calculation of ECL as defined in policies and procedures
    • To ensure compliance with SBP guidelines.
    • 5. Develop a stress testing framework and ensure periodic stress testing to quantify existing and emerging risks.
    • 6. Risk Appetite
    • Update the Risk appetite of MMBL because of changes in the risk profile of the Bank
    • Monitoring of limit to ensure risk remains within desirable risk level
    • 7. Reporting:
    • Create reports, summaries, and presentations for management and the Board summarizing the risk assessment results along with recommendations for improvement
    • Collaborate with other team members to effectively analyze and present data
    • 8. Assistance in resolution of External / Internal Audit objections, including SBP audit objections.
    • Bachelor's Degree in Finance with diplomas/training in Quantitative Methods in Risk Management, especially Market / Liquidity Risk, VAR, Stress testing
    • Experience: 5-7 years of data analytic experience, preferably in a financial institution, and strong analytical ability, particularly in financial statement analysis and risk modeling
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    Mobilink Bank

    بینکنگ / مالیاتی خدمات · 1001-1500 ملازمین - اسلام آباد

    Mobilink Bank is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

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