جون ۲۲, ۲۰۲۳ شائع ہوئی 2050 نے دیکھا
- Analyze Agri credit applications covering credit, cash flows, collateral, company and other elements of credit to determine viability of granting loan.
- Obtain from Business Unit and compile loan applicants’ credit histories, corporate data, financial statements, and other required information etc.
- Compile loan package and structures credit including credit limits, loan repayment options, and other credit terms.
- Ensures credit proposal and related documents are complete and accurate according to Bank Policy and SBP regulations.
- Assure timely credit processing and approval.
- Conducts extensive field visits to ascertain the viability and verify the farming antecedents of NTB and existing borrowers.
- Monitor and identify credit deterioration within assigned portfolio and report potential downgrades.
- Share complete and accurate information. Maintains confidentiality and meets own commitments. Adheres to organizational policies and procedures.
- Make well thought out and timely decision; considers all pertinent facts and alternatives before deciding on the most appropriate credit recommendation. Has good credit perspective and remains focused on critical issues.
- Must possess a detailed understanding of the Agri business and its business cycles. Must be aware of the risks associated with Agri sector and Agri related credit structuring along with the due diligence.
- To maintain a working knowledge of SBP products and services.
نوکری کی تفصیلات
Habib Metropolitan Bank Ltd
Habib Metropolitan Bank was incorporated in Pakistan as a Public Listed Company in 1992 under the name, Metropolitan Bank Limited. The Bank commenced, duly licensed, full scheduled commercial-banking operations in October 1992. Metropolitan Bank, from October 1992 to September 2006, remained a highly rated bank and, vide its nationwide 51-branch on-line network, established as a distinguished provider of trade finance services. On October 26, 2006 Habib Bank A G Zurich`s Pakistan Operations merged into Metropolitan Bank Limited and the merged entity was named Habib Metropolitan Bank Limited (HMB). Demonstrating a strong commitment to Pakistan economy, HBZ is the principal shareholder of HMB. HMB operates in all major cities of the country. The Bank ranks within Top 10 in Pakistan with a strong vision to be the most respected Financial Institution. HMB has its primary focus on retail banking and trade finance and also offers highly innovative E-Banking solutions and Consumer Banking to its customers. The Bank's Islamic Banking Division is fully capable of catering to customers seeking Shariah compliant products. The HBZ Group is heir to a rich tradition of banking and commerce dating back to more than 160 years. The group's flagship and HMB's principal, HBZ (incorporated 1967) enjoys International ranking of 687 in terms of capital. With Headquarters in Switzerland, the HBZ Group also operates in Hong Kong, Singapore, United Arab Emirates, Kenya, South Africa, United Kingdom and North America. The Pakistan Credit Rating Agency (PACRA) has allotted both long-term and short-term ratings of Habib Metropolitan Bank Limited at AA+ (Double A plus) and A1+ (A one plus), respectively. These ratings, being the highest amongst the local private sector Banks, denote a very low expectation of credit risk emanating from a very strong capacity for timely payment of financial commitments.
آپ کو کس حوالے سے برتری حاصل ہے؟
ملتی جلتی نوکریاں
Ali Aziz
CEO
Shopistan
Sehrish Azhar
Motivational Speaker & Blogger
Living Upbeat
Mona Sharif
Senior Team Lead
Konext PVT. LTD
Zohaib Ali
Marketing Manager
Digital Online Devices
Aqib Irshad
Head of HR, Training & OD
FINCA
Muzammil Baig
Digital Marketing Manager
IT Services Group
Babar Ahmed Khan
Territory Sales Manager
Engro Foods
Usman Habib
Recruitment & Training Executive
ACS Synergy (Pvt) Ltd.
Zubair Anjum
Business Excellence Specialist
Nestle Pakistan
Ayesha Shaukat
Social Media Marketing Manager
Ivoke
