Posted Mar 07, 2024 1352 views
Key Responsibilities:
Risk Management Strategy:
- Develop and execute a robust risk management strategy aligned with the company\'s goals and regulatory requirements.
- Establish risk tolerance levels and implement risk mitigation measures to protect the company\'s financial health.
Credit Risk Assessment:
- Oversee the development and enhancement of credit risk models to evaluate the creditworthiness of nano loans.
- Implement effective credit scoring mechanisms and ensure timely updates based on evolving market trends and borrower behavior.
Operational Risk Management:
- Identify, assess, and mitigate operational risks across all aspects of the lending process.
- Implement and monitor key risk indicators to proactively address potential operational issues.
Regulatory Compliance:
- Stay abreast of regulatory changes and ensure the company\'s lending practices adhere to local and international regulations.
- Collaborate with legal and compliance teams to develop and implement policies and procedures to maintain compliance.
Portfolio Management:
- Monitor and analyze the performance of the loan portfolio, identifying potential risks and proposing strategies to optimize portfolio quality.
- Implement strategies to diversify and balance risk within the portfolio.
Data Analytics and Reporting:
- Utilize data analytics tools to assess risk factors, detect trends, and generate insightful reports for senior management.
- Provide regular risk management reports to the executive team and board of directors.
Stakeholder Communication:
- Communicate risk-related issues, strategies, and initiatives to internal stakeholders, ensuring a clear understanding of risk management objectives.
- Collaborate with other departments to foster a risk-aware culture throughout the organization.
Job Details
4 Sight Finance Services PVT LTD
We are a licensed financial company accredited by the Securities and Exchange Commission of Pakistan (SECP) dedicated to assisting individuals in overcoming financial challenges, enhancing their quality of life, and delivering top-notch fintech services to the Pakistani community. Our company specializes in providing instant financial loans and personalized loan solutions. We go beyond supporting personal consumption, including medical care, insurance premiums, investments, wedding expenses, travel, transportation, and educational costs. We employ innovative technological methods to offer flexible loan solutions that cater to your financial needs. With a strong commitment to making your financial aspirations a reality, our mission is to empower you to achieve your goals. Whether you're looking to realize your dreams or address urgent financial needs, we are here to guide you through the process and provide the support you require.
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